DSC - Disability Claims Solutions Expert Disability Insurance Claims Advice
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Testimonials:

Frustrating Process…….Unum Group……Alan

I wish to commend and thank Linda Nee, and her company Disability Claims Solutions, for her outstanding professionalism, thorough knowledge of the world of disability claims, and all the assistance she has provided me in dealing with Unum insurance company and my disability claim.

There is no way I possibly would have been able to navigate through all the claimant forms, questions, requests from Unum, IME's, medical tests, and a myriad of other things that Linda assisted me with.

I would recommend Linda Nee to anyone who has a disability claim, or is considering filing one, and I would urge them to hire her without hesitation.  The experiences I have personally had with Unum have taught me to act on the side of caution.

Specifically, I had a very difficult, lengthy, unprofessional IME requested by Unum, which Linda prepared and assisted me with. She knows how to deal with claims adjustors, supervisors, and disability insurance companies more effectively than any claimant, or potential claimant ever could.

Knowledge is Power for IME……Unum Group…..John

It is my pleasure to offer a short testimonial for Linda Nee. I started working with Linda when I was asked to attend an IME requested by my LTD company. Linda’s grasp of the issues, her knowledge of the industry and her professionalism in deal with my insurer gave me so much confidence at a low time in my life. I have found Linda very approachable, caring and conscientious. I wholeheartedly recommend DCS, Inc.

It’s Never Too Late…..Prudential…..Elizabeth

I have been very seriously ill with neurological Lyme disease for 9 ½ years. My LTD company, Prudential Disability Management, paid benefits to me for 3 years then terminated me due to “their experts determining that I had a psychological illness, not Lyme Disease despite a multitude of evidence submitted by my doctors supporting my diagnosis of Lyme and testimony of disability, years of intensive treatments and several hospitalizations, and no history of any psychological problems.

I spent 6 years fighting for my disability. I went to the top medical professionals in the field of Lyme and Neuropsychology. Their tests and reports supporting my illness could fill a book. I also hired a top notch attorney who specializes in disability and labor law to help me put together my second appeal. I was still denied. I thought it was hopeless.

Then I hired Linda Nee as a Disability Income Professional to assist me with my last appeal. After reviewing boxes of information Linda and I put together a dynamite appeal and my benefits were reinstated with retroactive payment of benefits to 2006.

No one should apply for disability alone without her guidance. It is important to know what to say and what not to say to an insurance company. I found this out the hard way and I wish now I had found Linda right from the beginning. Her knowledge of the claims process and invaluable assistance as a claims expert helped me through additional anguish; frustration and stress, not to mention having to struggle with no income and losing my insurance while being very ill.

I am forever indebted to Linda for her incredible knowledge, dedication and caring. She was always available to me and went way beyond what was expected to help me. Linda is truly a remarkable woman who has found her purpose in life and works diligently and tirelessly for the cause of helping people with debilitating illnesses. She is a saint in my book.   

A Reassessment Success…..Unum …..Donna

I wanted to take the opportunity to express my gratitude for your invaluable assistance in my unbelievable journey with my Long Term Disability claim with Unum. For the past three years I braved the claims process in attempting to provide credible and very reliable evidence that I “knew” would certainly have to be the “last time” Unum could possibly treat me unfairly. However, I couldn’t have been more wrong.

After awhile it became evident that it made absolutely no difference what I said or what I sent to Unum to document my claim. I was on the brink of bankruptcy and called Linda to help me as a claim professional. You told me you would do what you could to assist me and we gathered all of my medical information. As a result of your expert case management my claim was approved within one month. I thank you and pray that you will be able to help many others as you did me. Thanks a bunch.

Passion Makes an Immediate Difference…..Unum….. Tracy

It was immediately apparent that Linda Nee’s claim experience, expertise, and passion made a tremendous difference when trying to navigate the often complicated and unscrupulous process of defending and maintaining a payable disability claim. Linda’s services offer an incredible return of investment for individuals with an impairing disability that prevents them from working and living. Linda Nee’s expert case management services makes the difference of getting paid what is owed as a result of a disability. I wouldn’t even pursue any disability claim without her! Thank you, Linda.

Perseverance is the Key…..Unum…..John

Linda, I don’t know how I could ever thank you enough for all of the time and work you put into helping me obtain my long-term-disability benefits. Your experience in, and knowledge of the disability insurance field is priceless. If it weren’t for you and your case management skills I don’t know where my family and I would have eventually wound up. This past year and a half has taken its toll on me, and without you I probably would have given up risking everything just to put dealing with Unum behind me. The only regret I have in utilizing your services is that I didn’t do it sooner. I wish I had known you when I first started my claim and before the first denial of benefits.

There were many times I thought to myself, “I hope Linda doesn’t say I think we’re just wasting our time”, or, “this isn’t going anywhere”, and just give up. I’m so grateful you didn’t. With each obstacle the insurance company threw you, you so calmly stated what the next step was that we needed to take together. You are truly amazing and treated my claim as if it were your own.

Please know that I would be happy to serve as a reference for you should you ever need me. Rest assured that should I ever come into contact with someone needing your services, I wouldn’t hesitate to tell them to contact you. Thank you so much.

The Three C’s…..Unum Group…..Kelly

Caring, commitment and competency is how I can best explain Linda Nee’s help when it came to my disability claim. Linda helped guide me through the extremely difficult claims process which included an “any occupation investigation”, an IME, confusing paperwork and even being followed by an investigator. Linda was there to help me prepare for every step of the way with a caring, committed and competent hand to lend.

She was extremely knowledgeable and relieved so much of my stress. This was very important to me as I am very sick and the stress that Unum created for me exacerbated my already poor condition.

Linda was always available and easy to get in touch with. She answered any questions I had and gave me an extraordinary amount of personal attention. I would recommend Linda to anyone in need of a disability income claims professional. I told all of my doctors how helpful she has been to me and gave them her number in case they had any patients in similar situations. I felt so lucky to have found her on the Internet. It was the best thing I could have done. Her caring, competent and committed work saved my medical benefits as well and helped keep me going. I am extremely indebted to her for her perseverance and successful resolution of my claim.

Going Through the Land Mines…..Reliance Standard….Dennis

I would like to thank you for all of your guidance regarding my disability claim. There were so many land mines that I was able to avoid because of your expert case management skills. Your assistance has always been above board and highly ethical. It was your understanding of the claims process and the pitfalls that made the smooth sailing possible. You said to me very early in managing my claim, “honesty works!” I would not have known what to be careful of without your expert assistance through the land mines of the disability process with Reliance Standard.

Again, thank you for your time, consideration and friendship. Even though we have never met, I feel you are indeed a close personal friend.

The Value of Valuable Information….. DRMS…..Tammy

I wanted to express to you my ultimate gratitude for all your guidance with my disability claim. Your experience and knowledge in the area of disability claims management, and how to go about providing the insurance company with the necessary information is an invaluable skill. You successfully helped me navigate through the endless paperwork of managing my claim and helped me fill out many, many forms. Your expertise and keen sense of purpose no doubt resulted from your first hand claims experience. I’m so grateful for you; you are incredible.

You were always there every step of the way to help me. I can say with complete honesty that if I had not retained your services, the process and on-going management of my claim would not have gone so smoothly.

I can say from personal experience that once your claim has been approved by the insurance company, don’t think that it will be smooth sailing and will be paid without continued challenges.. You have to have someone on your side and that person would be Linda. I feel so blessed to have found her. She is by far the best in the disability claims management field. I would be happy to whole-heartedly recommend you to anyone going through this process. No professional should try to go this alone. Not only have you been the best, you have also been kind and caring. I thank you so much for being there for me.  You are a very special lady!

Thanks for Saving My Life and My Home…Met Life… Michelle

Linda…I want to thank you for assisting me in receiving long term disability from my insurance carrier, Met Life. Without your valuable advice, expertise and patience, I know that this would not have been possible.

This has been the most difficult time in my life. I could not accept the fact that I was unable to work and refused to file for LTD for quite some time. I kept thinking my health was going to improve and that I would be able to “pick up where I left off”. But, six months into my claim I was mentally and physically exhausted. A dear friend urged me to contact you so that I would avoid the pitfalls that his mother experienced with handling her disability claim on her own. That phone call to you saved my life.

A year later, I am still disabled and without your help I would have been in financial ruin and worse. You helped me protect myself by focusing on my health and not on worry about money.

Your services covered a wide range of areas that I wouldn’t have been able to handle on my own. You gave me general and specific guidelines regarding any verbal or written communication with the disability carriers and my employer. You assisted me in preparing my benefit forms and provided invaluable advice on how I might guide my attending physicians to evaluate and write good restrictions and limitations.

I would recommend anyone who is in the situation of having to file a disability claim to contact you immediately before taking even the first step or answering the first questions. Your services were worth every penny and I am thankful for you. If anyone asks me how to go about the disability process, I certainly will refer them to you. Thanks again and God bless you.  

Linda Nee You are Truly Awesome.....Unum Group…..Helen

Linda Nee you are truly awesome! You always found time for me. You answered all of my emails and even expressed your concern for me on many occasions. Heck, you even took the time to speak to me on the phone many, many times. You gave great advice concerning the disability claims process. You educated me. Without your valuable help I was surely on my way to being another Unum victim. I am forever grateful to you.

I am a better person for knowing you. I think of you often and where I would be if I did not see your information on the Internet. You are a courageous warrior for all of us who have to make the good fight against Unum in order to receive benefits. It’s reassuring to know that there are still people like you watching people like me. I hope someday I can return a favor to you. If there is ever anything that I can do for you, please ask.

Thanks…..Unum….. Bradley

I wanted to thank you for your help in resolving my issues with Unum and paying back the retroactive lump sum from Social Security. Although Unum was extremely aggressive in threatening us financially, we appreciate that you were able to work with the company so that we could continue to pay our medical bills and provide for our children. Your professionalism is remarkable.