2015- Client Affidavits Submitted in Support of Linda’s Consultative Services…..
After recounting hassles, frustrations, and demands for paperwork, examinations, and testing by Unum in order to retain her disability benefits, a Unum insured (RN) wrote, “There is NO question, in my mind, that WITHOUT Linda Nee implementing her knowledge of the industry and utilizing her extensive insurance credentials the ‘deck’ would have been ‘stacked’ against me and my claim would have been dismissed.”
Another Unum insured writes “to briefly explain what an incredible helpful resource Ms. Linda Nee is and has been as I worked to justify my total disability claim with my insurer, Unum. . . .Her advice was to take a firm and professional approach, working to build a fair relationship with Unum. . . .I have been very pleased at every turn with . . . Ms. Nee’s services.”
Another Unum claimant writes “to explain why I hired the invaluable services offered by Linda Nee. . . . Plain and simple I hired her services because of my lack of understanding pertaining to my disability claim process. I had no idea what my disability insurance contract covered, how to complete the claim forms, terminology used that I didn’t understand, as well as other related issues.”
Another affidavit submitted stated, “There was a fear, apprehension and intimidation I felt when I was asked by . . . Unum to fill out forms and sign affidavits that something could be misconstrued. There was also anxiety about not knowing the process and how it works, which in my opinion most people do not. I feel without Linda’s help and guidance I would not have been able to do it alone.”
After asking attorneys to take her case, another Unum insured wrote, “I was told by several attorneys that my situation was “not a legal matter” and an attorney referred me to Linda Nee who agreed to help. “Please do not take Linda away from the public. She has a specific specialty that helps people that no one else has (to my knowledge). Law firms often do not help, but Linda will. Although Linda is not an attorney, she provides accurate advice and claims management assistance.”
Having worked with Nee for many years, this Hartford insured explains that Linda has provided “support and guidance, and made sure that I was educated to the best of her knowledge as to the disability claims process. Her services have been invaluable to me.”
“I was harassed by Unum Provident and the stress had put me in the hospital with migraines, put stress on my relationship with my wife and my family. Having Linda as my consultant has taken the stress and harassment off of my family and I. I don’t know what would happen to me and my family without Linda’s help dealing with Unum Provident.”
A client physician wrote, “I have been a client of Linda Nee of Disability Claims Solutions, Inc. for nearly one year. During that time she has provided services to me regarding the filing of my disability claim that have been invaluable to me. At no time during my relationship with Ms. Nee has she acted in any way that would cause me to think she was giving legal advice such as an attorney would. The services she provides are administrative only, mostly consisting of assistance in completing forms and advising me on what to expect in terms of documentation that may be required. . . .Not allowing her to continue her consulting would be a disservice to the disabled citizens of our country, those who need services the most.”
A Hartford client writes, “The ONLY interested professional willing to assist me with my claim was Linda. . . . Due to her knowledge of the industry and the immoral practices that have unfortunately become routine with some of these insurers – she was able to stop the harassment and termination of my benefits. Thank God for that! What are the clients of Linda Nee to do if this caring resource is shuttered?
Another Unum client writes, “To make a long story short I would be totally lost without Linda Nee. . . . After speaking with her it was clear that she was not an attorney but a knowledgeable consultant whom at one time worked for an insurance company. . . .Currently to date Ms. Nee advises me on all my claims matters with Unum and ‘translates’ each correspondence and guides me accordingly with regard to my continuing disability claim.”
2015 – The Hartford
What can I say but that Linda is truly a savior. Linda started assisting me to manage my claim and continues to assist me for almost 8 years now. I have been through it all, from surveillance, questioning from my disability carrier, mountains of paperwork and Dr. Appointments and more stress than I could ever imagine.
Linda was with me every step of the way. She answered my calls and emails and was truly my protector and advocate. She gave me straight forward advice to ensure that I was protected and would not lose my claim. Linda has proved over the years that she has more knowledge in dealing with real life disability claim issues than any attorney I have ever spoken to. She is definitely an expert at what she does. I truly feel as though she is a member of our family now. Simply put, I would have lost my lifetime claim of over $600,000 several years ago without Linda’s guidance and assistance.
Now my family and I can have peace of mind knowing we have Linda by our side and can survive financially. Having Linda as my consultant is the best financial decision I have ever made.
Prior to discovering DCS, I had experienced several years of non-stop abuse from my disability insurance carrier. I spent that entire miserable period in a constant state of near paralyzing fear. I sought the legal counsel of three prominent local attorneys and spent thousands of dollars on their advice about managing my disability claim. No matter we did, the insurance carrier remained intransigent in their abusive pattern of practices.
Fortunately, I happened across Linda’s website. After one conversation with her, I quickly discovered that Linda knew more about managing the disability claim process than all three of my previous attorneys combined. The best decision I’ve made in regards to managing my disability claim was to immediately engage Linda’s services. Soon after Linda began to provide me with accurate and knowledgeable advice the insurance company harassment “magically” ceased.
Linda provides an excellent value for your money, and I consider her services well worth her fees. If you want someone to help you fight for the contractual rights contained within your disability policy, tell it to you straight and provide you with the best disability claims management services available — hire Linda and follow her instructions.
Last, if you are not really disabled from working and are attempting to game the system; not only will Linda see through you in about five minutes, it’s simply not worth it. Being on disability is a full time, extremely stressful job that no one in their right mind ( who was still capable of working ) would ever choose over their job ( any job ). If you can work, do so. If you can’t, don’t hesitate to hire Linda. Hope this is helpful…you are the best!!!
2015 – Unum
Once I became a client of DCS, Unum’s many requests and complex claims system became manageable. Linda assisted me with all of my communications and told me what was needed from my doctor to support my claim. With my physician on board and me not having to talk to Unum myself, for the first time I could think clearly. Linda prepared me for a “field visit,” which was of course really with a private investigator. Thanks to her I was able to answer his questions appropriately and with confidence. Without DCS, I would have probably lost my benefits.
I was just reviewing some old disability papers and wanted to thank you for being there for for so many of us that face these situations . I appreciate your presence in my journey .Hope you have a great memorial day weekend . Take care of yourself .
2015 – Unum
Linda, I also want you to know that I think you are just fabulous. You are incredible, knowledgeable and your work is impeccable. I would be happy to speak with anyone who wanted a verbal recommendation, or had any questions about your services. Thank you for all you do.
2015 – Unum
Thank you, Linda, for your monthly client newsletter. It is always full of useful guidance. I’m writing to provide you with a testimonial for your updated website and blog. Good luck with the new design.
I greatly appreciate your help in providing advice that resulted in getting my disability insurer to pay my claim. I know that I could not have done it without your help, especially since I have one of the unfortunate diagnoses that private insurers just love to deny automatically. Your services have been money well spent and I would recommend you highly to anyone who would apply for LTD or is facing an appeal. Thank you again for all you have done to help me.
2015 – A Thankful DCS Client – Unum
Thank you so much for all you have done for me. My heart is filled with gratitude and appreciation. You are a noble warrior whose core beliefs have aided and served so many families in their time of need.
You have made it possible for my life to move to its next state. Because of your successful claims management skills and your subsequent referral to an attorney to help me with a settlement, I am able to pay off my mortgage and have significant savings as I move toward my new direction.
Linda, we appreciate all the blood, sweat, and tears you put into your work. I also wish you the peace and serenity you have earned and provided for me. Thank you so much.
2015 – A Satisfied DCS Client
Thanks for your October Newsletter and for all of the excellent work that you do! You should be featured on CNN as a “Hero” for all the good that you do for insureds and claimants.
2014 – The Hartford
Today I do not have questions nor need anything but again wanted to say thank you. Not only have you helped me with my claim but my “anxiety” due to the entire LTD claim process while being on disability.
Today I needed to check my LTD check deposit date for December which is usually around the 20th. I tried to login but received a error “Application Problem,
We’re sorry but your company has elected to not use The Hartford At Work. Thank you. ” I felt that panic come on then calmed down. I went through entire “logical” thought process of they wouldn’t shut me out if my claim was closed. Instead I would be able to login and it would simply show cancelled or whatever, I am assuming. So they seem to just be having website updates or something.
My point is without your assistance now and in the past of helping me calm down, etc. I would not have been able to do just that, think logically and calm down. I am so pleased with working with you and wanted to let you know.
2014 – The Hartford
What can I say but Linda is truly a savior. Linda started managing my claim and helping me for almost 8 years now. I have been through it all, from surveillance, questioning from my disability carrier, mountains of paperwork and Dr. Appointments and more stress than I could ever imagine. Linda was with me every step of the way. She answered my calls and emails and was truly my protector and advocate. She gave me straight forward advice to ensure that I was protected and would not lose my claim. Linda has proved over the years that she has more knowledge in dealing with real life disability claim issues than any attorney I have ever spoken to. She is definitely an expert at what she does. I truly feel as though she is a member of our family now. Simply put, I would have lost my lifetime claim of over $600,000 several years ago without Linda assisting me. Now my family and I can have peace of mind knowing we have Linda by our side and can survive financially. Having Linda as my advocate and claim manager is the best financial decision I have ever made. Joe
2014 – Unum
I have found Linda Nee to be the most knowledgeable and pleasant consultant I have ever worked with in my life. If you need guidance to begin your Disability Claim process or get confused working with the Disability Providers as you move along I cannot be passionate enough in telling you that you owe it to yourself to give Linda a call. A small investment up front will save you a world of headaches getting approved and staying approved. I checked with friends who work with Disability Providers and all of them read her blog on a regular basis and respect her talents. Linda has a warm personality which helps make a stressful time in your life a little bit calmer. Anonymous
Please accept this letter as my unconditional and 100% letter of recommendation for the services of Linda Nee and her company, Disability Claims Solutions.
Hiring Linda Nee to assist in the processing of my disability claim has been one of the best decisions I’ve made in years. As a disability insured, my life was torn apart when my health failed and I had to file an ERISA disability claim. An insured’s claim (especially ERISA) is never done. However, Linda’s expert services, guidance and support have been instrumental in helping me successfully get past the (own occupation/any occupation) change in definition; and i was recently awarded SSDI and Medicare Parts A & B.
The assistance of Linda Nee was instrumental in developing the file that is essential for successful claim determinations. As a licensed attorney myself, I know how important discovery and building a file is for a successful outcome. Linda was my quarterback in building the file and hopefully avoiding fatal errors that could lead to a challenge or denial. I believe working with Linda tells the insurance company you are serious about your claim.
Additionally, hiring Linda was psychologically comforting. As a disability insured I went from an in charge professional to a guy with much less control over my life. It is a scary process, but retaining Linda Nee gave me the comfort of knowing I was being proactive in my situation and doing everything I could to facilitate a successful outcome.
If you are reading this, I wish you the best in your situation and believe you should: 1) get a good counselor for the emotional testing and changes in your life circumstances and 2) get assistance with your disability claim. My recommendation is hiring Linda Nee. Good Luck and God Bless.