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Friday Q & A – Special Edition

“ Information I found on the Internet”….. OK. Here we go again. This week several insureds recited back information to me that they found researching the Internet and put it forth as the absolute truth. While I understand the need for people to use...

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Friday Q & A – Special Edition

“ Information I found on the Internet”….. OK. Here we go again. This week several insureds recited back information to me that they found researching the Internet and put it forth as the absolute truth. While I understand the need for people to use...

read more

Release Point – Unum’s Worst Paper Chaser Yet

Release Point, a third-party medical records paper chaser has got to be the worst patient note chaser there is. I have had many dealings with Release Point, and I know at one time Northwestern Mutual used their services and it was an absolute harassment fest. First,...

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Release Point – Unum’s Worst Paper Chaser Yet

Release Point, a third-party medical records paper chaser has got to be the worst patient note chaser there is. I have had many dealings with Release Point, and I know at one time Northwestern Mutual used their services and it was an absolute harassment fest. First,...

read more

A Quick IME Reminder

A few insurance companies such as Prudential and The Hartford are taking advantage of the COVID situation to excerise their right under the policy or Plan to request IMEs. It is very important for insureds and claimants to understand that an IME is NOT the time for...

read more

A Quick IME Reminder

A few insurance companies such as Prudential and The Hartford are taking advantage of the COVID situation to excerise their right under the policy or Plan to request IMEs. It is very important for insureds and claimants to understand that an IME is NOT the time for...

read more

Friday Q & A

Why does Unum ask about lawn care, laundry, and computer activities on its questionnaires? Actually, Unum’s questionnaires are pretty mild compared to those of The Hartford or The Standard. Nevertheless, this is a good question because there are hidden motives...

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Friday Q & A

Why does Unum ask about lawn care, laundry, and computer activities on its questionnaires? Actually, Unum’s questionnaires are pretty mild compared to those of The Hartford or The Standard. Nevertheless, this is a good question because there are hidden motives...

read more

Changes To Targeted Impairments

In the last several years, insurers have adjusted and re-adjusted specific targeted impairments that have changed with new medical technology and medical treatment. Ten years ago, patients with FMS were treated with morphine pumps, today physicians recommend...

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Changes To Targeted Impairments

In the last several years, insurers have adjusted and re-adjusted specific targeted impairments that have changed with new medical technology and medical treatment. Ten years ago, patients with FMS were treated with morphine pumps, today physicians recommend...

read more