ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
What NOT To Say To An Insurance Company About Fibromyalgia
Fibromyalgia is one of perhaps ten medical impairments which drive disability insurers crazy. It is a syndrome of symptoms and complaints which open the door to multiple file review abuses leading to the non-payment of disability claims. In addition, unsuspecting claimants and insureds “buy-in” to the many, many Internet articles...
Financial Reserves And Financial Reserve Abuse
Disability financial reserves are generally defined as “a monetary estimate of what a claim will cost.” The reserve represents money set aside for the eventual payment of claims and is not otherwise available to pay operating costs such as salaries, expenses and other overhead costs. Since the financial reserve actually represents the future...
With Full Deliberate Intent
Ninety-five percent of disability claims are denied solely on the basis of an internal medical report written by any number of “Board Certified” insurance physicians. In the 26 years I’ve been reviewing disability file data it has become apparent to me another “pattern of business practice” is the format in which...
Think Carefully About Attorneys…..
A client called me a few days ago to tell us he approached an attorney to take over the management of his wife’s non-ERISA claim. DCS recommended what we thought was a very high profile attorney in the south who would be able to assist. However, the attorney told the client “he had to look at his wife’s claim as a business and...
Living In Fear Part II
Many people in the United States are living in fear today because nearly 7.2% of the middle class is out of work. That’s 11 million people who do not have money coming in (except unemployment) every month. On top of that about another 1.5 milliion have disability claims which are denied each year. Therefore, a similarity can be made between...
Are You Living in Fear? Part I
Many years ago I heard the expression “those who manage your money also manage you”, and although the saying is true for everyone, it particularly expresses the mental and emotional state of individuals with disability claims. Depending on an insurance company for financial support is a very humbling experience to begin with. It...
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