ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Think Carefully About Attorneys…..
A client called me a few days ago to tell us he approached an attorney to take over the management of his wife’s non-ERISA claim. DCS recommended what we thought was a very high profile attorney in the south who would be able to assist. However, the attorney told the client “he had to look at his wife’s claim as a business and...
Living In Fear Part II
Many people in the United States are living in fear today because nearly 7.2% of the middle class is out of work. That’s 11 million people who do not have money coming in (except unemployment) every month. On top of that about another 1.5 milliion have disability claims which are denied each year. Therefore, a similarity can be made between...
Are You Living in Fear? Part I
Many years ago I heard the expression “those who manage your money also manage you”, and although the saying is true for everyone, it particularly expresses the mental and emotional state of individuals with disability claims. Depending on an insurance company for financial support is a very humbling experience to begin with. It...
Q&A From My Readers – Pre-Existing Conditions
Can I fight a pre-existing claim denial? Pre-existing claim denials are something that should never happen. Most ERISA provisions contain the “3/12” pre-existing condition provisions. This provision states that if an employee goes out on disability within 12 months of the EDOC (Effective Date of Coverage), there is a three-month look...
Are You Ready To File a Disability Claim?
Most insureds don’t really have a clue about how to go about filing a disability claim, or, at least filing one with the best chance of success. Not surprisingly, there are quite a few precursors to filing a claim that should be well thought out and prepared for. First, except for a “catastrophic injury or sickness” disability...
What’s Happening To Your Claim Behind The Scenes?
There are many insureds today who seem to think they know enough about the disability claims review process to successfully defend their own Plans and policies. And, although I do get a few emails here and there from insureds telling me how well they’ve managed their claims, there are probably thousands of claimants and insureds who are not...
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