ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Field Rep Visits On The Rise Again
Several clients have contacted DCS with information concerning field representative visits. Apparently, Unum’s investigators are engaging in phone conversations with insureds and are requesting written information either prior to or at the time of the interview. Unum field representatives do not have the authority to make any claims...
When The Bread Dough Doesn’t Rise To The Top
In today’s tough economic times it is entirely possible for you, the insured, to know more about what your policy means than the claims handler who is actually managing the claim from the other end. DCS spends a great deal of time reminding claims handlers what disability policies mean. Although I used to say, “It’s not our job...
Insurers Manage Your Claim 24 Hours A Day. What Are You Doing?
Over the years I’ve written many articles about what takes place internally to review and make liability decisions concerning disability claims. A quick snapshot of these activities includes referrals to internal resources to obtain file documentation, consistent and repetitive chasing for more and more medical information, surveillance and...
PayPal Pulls A Deactivation Scam
I’ve been doing business with PayPal for over twenty years and I’ve never had any problems. From time to time my clients have said they didn’t want to send their fees to PayPal and I never thought too much about it until now. There is no reason why PayPal would deactivate my account but the bad thing about it is that they...
Intro to SSDI
Disability insurers are permitted by law to reduce monthly disability benefits by the amounts awarded by the Social Security Administration as Disability Income. In a manner of speaking disability insurers subsidize their financial accountability using monies paid by the American people with FICA dollars. The trend over the last 10 years is to...
SSDI Family Awards
Once again DCS is beginning to receive a lot of questions and comments surrounding the issue of whether or not a disability insurer can offset or reduce monthly benefits by the amounts received as dependent awards. When DCS is asked the question, “they can’t take the benefits from my children can they?”, my answer is always,...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
