ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Make Sure You’re Right Before You Complain Or File An Appeal
There seems to be quite a few insureds out there who are managing their own claims. As soon as I write an article remotely suggesting that’s not such a great idea, someone will email me a note saying, “But, I managed my own appeal and I won!” Or, I’ve managed my claim for years and there has never been a problem!”...
Medical Wrong-Thinking About Your Claim
I know I must be sounding like a “broken record” when it comes to articles about providing good, solid, medical proof of claim. But, I’m seeing, and hearing about more and more denials from insurance companies citing lack of medical information, or, medical information insufficient to prove inability to work....
Attention Unum Insureds And Claimants – This Is Pretty Serious
Most of you probably weren’t in the disability environment when Unum was found to be engaging in claims practices that were unfair. (2004) One of the concerns of the Multi-State Regulators was that Unum was depending solely on internal medical reviews and were ignoring all information submitted by primary care physicians. As a result there...
When Your Doctor Won’t Certify Disability
There seems to be an outbreak of treating physicians who refuse to write medical restrictions and limitations, or are reluctant to say someone is “permanently disabled.” My impression is that physicians have become reluctant to be involved in disability claims and are choosing not to support disability. The “tell tale”...
Ignoring Good Advice May Be Costly
I have to admit I have no idea why some people retain my services and then ignore what I tell them. It’s just something that seems inherent to my profession, and although I feel sorry for the eventual denials that come back to me, there is nothing I can do if insureds make the decision not to do what I advise them to do. Recently, I was...
Independent Medical Examination White Paper
I have a 19-page White Paper written on disability claims Independent Medical Examinations. Since insurers are now back in aggressive management mode, they are requesting more and more IME’s. These evaluations are NOT a joking matter. Therefore, for a donation of any amount made from my website: http://www.disabilityclaimssolutions.com I...
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