ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Top Five Worst Disability Insurers For 2019 By Disability Claims Solutions, Inc.
Based on business calls and other consulting business, connections with attorneys etc., the following are the worst disability insurers in the country. Unum Group – Unum’s inability to adopt patterns of practice to include fair and equitable claims review continues to identify the company, as John Garamendi in California...
Don’t You Believe It! Unum Field Visits And Other Prevarication
Yikes! Insureds are calling DCS with reports of, well….let’s say “untruths” Unum is using to get people to agree to field visits. Deception appears to be the name of the Unum game lately. G4S, Unum’s investigators are certainly going all out, as well as Unum’s finest claims handlers, who are still telling...
What You Respond To On Questionnaires
As a disability Consultant, I have always recommended that insureds and claimants request communications from insurers in writing. Despite this common “best practice” many insureds continue to communicate directly with claims reps, and/or OVERWRITE answers to questionnaires and inquiries. Those who don’t listen to the people who...
Fact or Fiction – Do You Know What’s True?
It always amazes me how much public misinformation there is out there regarding private disability insurance. Although separating fact from fiction may seem daunting, it also gets a bit ridiculous at times. Insurance fiction usually stems from word of mouth from neighbors and relatives, some from fears and misinterpretative assumptions, but most...
Financial Management For Disability And Beyond – Part II – Net Worth
Welcome to Part II of my Financial Management for Disability articles. Since I’ve already discussed the need for financial planning BEFORE a disability occurs, and previously established that YOU are your own best asset, “net worth” is a great place to begin in the planning process. What I am about to describe is a method...
Testimonials For New Website
In order to meet many of the new Search Engine requirements I’m having my website re-designed. My web designer informs me that Google, for example, likes to see Ratings and Testimonials in order to place higher. If you would like to write an anonymous testimonial for the blog as a reader, or for DCS if you are a client, please feel free to...
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