ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Principal’s Curious SSDI Position. Don’t Be Fooled!
An interesting case came up last week involving Principal and dependent offsets. It still amazes me when claims handlers still think they can bamboozle people about things that are not true in order to profitably benefit. The facts might be a little confusing, but I’ll try to explain as best I can. When Principal refused to remove the...
Lincoln And MetLife – The Walking Dead On Customer Service
Lincoln and MetLife are two hardest companies to “raise the dead” on Customer Service. Insurance companies are supposed to provide a suitable customer service process that allows insureds and claimants to be able to reach representatives for questions and other issues. If you’ve tried to reach either of these two companies...
No Virginia, There Is No Such Thing As The Unum Police
I haven’t had to write this particular blog subject for quite some time now. In fact, the last time I wrote this type of article was when Unum was tagged by the Multi-State Commission (2002-2008) But lately, I’ve been receiving calls from people scared to the point of near hysteria asking the question,”can the insurance company...
Are Settlement For You?
This past first quarter profitability seemed to be a settlement powerhouse for Unum. If you are interested in learning more about settlements, I’m happy to send you the “white paper” I wrote on the subject for any donation amount made from my website. Clients, of course, can obtain this information for free simply by sending me...
Creating Red Flags With Your Insurer
Although I’ve been writing about claim “red flags” for about twenty years now, I still see many evidences that insureds and claimants do not give much thought to internal consequences of their behaviors. Of course, this is because insureds don’t know what causes red flags, and unfortunately they keep doing things that...
“Indexing” More Important Now Then Ever
Some time ago I wrote a very detailed blog article entitled, “How to Index Pre-Disability Earnings to Determine Loss or Gainful Occupations.” During the Tru_p Presidency, indexing wasn’t a big deal and calculations didn’t benefit insureds by much. However, today with the rates of inflation the way they are, it might be a...
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