ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Insurance Risk And Pay Out Rates
All risk is based on the “law of large numbers”, which simply put means that insurers place bets not everyone who buys a policy will file a claim. The more people who buy disability policies, the more profits can be made as long as payouts remain static. The laws of probability we now call “actuary” come in to play. Think...
Are You Emotionally Affected By Your Claim?
It is not surprising that the majority of insureds with disability claims keep themselves in constant states of anxiety over whether or not they will get paid each month. In the past, I’ve written many articles stating in my experience that it appears emotional upset can actually become a secondary disability I call “Disability Claim...
Prudential Financial And Lincoln Also Bad Apples
Although Unum Group is publicly known as the worst “bad apple” company in America, Prudential Financial and Lincoln are the runners-up that we don’t hear too much about. I’m already hearing case scenarios that indicate to me these two additional companies have jumped on the “egregious claims practices train”...
Physician’s Who Won’t Take The Time to Do A Good Job
Does your physician just scribble short answers on your medical update forms? Do you let that form stand and just send it in anyway? Unfortunately, that’s not going to work as well for you as it could. When insurance companies are back to “stacking the deck”, as they now are, , a well-completed medical form is just what’s...
Trespassing Surveillance – Don’t Be Afraid!
Although location surveillance wasn’t used very much during the COV_D years, it is resurfacing with a vengeance. As you can imagine, surveillance investigators are crossing the line and are actually knocking on doors demanding to be let in for an interview. This kind of over-the-top activity scares the heck out of people. Generally, when a...
Release Point Is Making Your Doctor Angry!
Release Point is one of several upcoming “third-party paper chasers” employed by disability insurers to literally chase down your medical records for the insurance company. Companies such as Claimify, MONY, GENEX and others are paid to obtain medical records for insurance companies. Although in the past they were basically mildly...
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