ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Settlements – Saying “Goodbye” To Your Claim
We are only 2 days away from 1st Qtr. profitability and Unum has been prolific in its offering of settlements. It’s not surprising, and I’m sure quite a few insureds are taking advantage of the offers. While in the past, I’ve not recommended taking a...
National Coalition Of Disability Insureds Now Defunct
Sadly,I am announcing that the sister non-profit corporation to DCS, Inc., the National Coalition of Disability Insureds is now defunct. Although it was originally created to give insureds and claimants a voice with federal and state regulators, it never seemed to...
Managing Mental Health Claims
Given the fact that insurers are bringing back “the old” egregious claims practices, it’s a good idea to review a few “best practices” for managing behavioral health claims. Nearly all Employer Group ERISA Plans limit mental health...
First Quarter Profitability Reporting
Lately I’ve been posting articles relating to the insurance industry’s latest resurgence of egregious claims practices resembling those of 20 years ago. Due to the increase in claim terminations, it’s a good idea to review the claims review process...
Stacking The Deck Practices Are Back!
I am receiving more and more calls about insurance companies trying to deny claims. And, although I’ve been writing blogs about the rampage, I suspect insureds may not be taking me seriously. Unum in particular seems to be harassing claimants about chasing...
Tricks Of The Trade – Unum Guardian And Lincoln
It’s been quite a while since I’ve felt the need to write about harmful claims practices that are outside of the requirement of “good faith and fair dealing.” In fact, these resurrected claims practices are from about 10-15 years ago, but have...
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