ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
If You Go The Attorney Route- Be Careful
Within the last 6 months or so, several people who have called (non-clients) to say they hired an attorney and they want my help because the attorney isn’t doing anything. Attorneys are retained for claim appeals, or possible settlements, but I found out today an Unum “appeal and settlement” is still unsettled more than 6 months...
Know What You’re Eating
My readers may, or may not know, that I am an absolute fanatic, (granola head, really), about food additives and toxic food. No, I’m not a skinny rail, nor vegetarian or vegan, but careful about what goes into the food I serve my family. If you’re asking what this has to do with disability, in my opinion, I’m sure everyone has...
Good Passover, Easter Or Other Observance
I would like to wish everyone a great holiday this weekend. Given the times in which we live, for me, each holiday brings a family observance and spiritual remembrance of times past that I try to keep alive as best I can. I wish everyone all things good, and may Spring please finally arrive in Maine!
Settlements – Saying “Goodbye” To Your Claim
We are only 2 days away from 1st Qtr. profitability and Unum has been prolific in its offering of settlements. It’s not surprising, and I’m sure quite a few insureds are taking advantage of the offers. While in the past, I’ve not recommended taking a Unum lump sum settlement, due to economic changes, settlement are a good...
National Coalition Of Disability Insureds Now Defunct
Sadly,I am announcing that the sister non-profit corporation to DCS, Inc., the National Coalition of Disability Insureds is now defunct. Although it was originally created to give insureds and claimants a voice with federal and state regulators, it never seemed to operate as intended. When it appeared that so many insureds were too scared to go...
Managing Mental Health Claims
Given the fact that insurers are bringing back “the old” egregious claims practices, it’s a good idea to review a few “best practices” for managing behavioral health claims. Nearly all Employer Group ERISA Plans limit mental health benefits to 24 months. In addition, these policies also contain provisions that...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
