ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
First Quarter Profitability Reporting
Lately I’ve been posting articles relating to the insurance industry’s latest resurgence of egregious claims practices resembling those of 20 years ago. Due to the increase in claim terminations, it’s a good idea to review the claims review process in hopes of saving at least some of the claims already targeted for denial. As...
Stacking The Deck Practices Are Back!
I am receiving more and more calls about insurance companies trying to deny claims. And, although I’ve been writing blogs about the rampage, I suspect insureds may not be taking me seriously. Unum in particular seems to be harassing claimants about chasing medical paperwork. To make matters worse, Unum still employs third-party paper...
Tricks Of The Trade – Unum Guardian And Lincoln
It’s been quite a while since I’ve felt the need to write about harmful claims practices that are outside of the requirement of “good faith and fair dealing.” In fact, these resurrected claims practices are from about 10-15 years ago, but have definitely made a comeback. Those who are unaccustomed to dealing with insurance...
The Insanity Of Surveillance – Lincoln
This article could be considered an addendum to the last one I wrote regarding surveillance. Since my last article on the subject, additional reports have come to light making insurance surveillance the number one risk management tool to terminate claims. Lincoln Financial seems to be the current leader of the pack despite the fact that the...
Are You Taking Surveillance Seriously?
I’m pretty sure I’ve written close to 200 articles, plus a White Paper on insurance surveillance. AND, I’ve been told here and there, “Oh Linda, you get so redundant sometimes, I don’t read all of your articles.” Still, I keep getting emails and phone calls from insureds who have been denied because of...
Have You Been Speaking With AI?
There are reports coming in referencing all insurance companies confirming the use of AI in their claims evaluation processes. Unum seems to be the frontrunner although I can honestly say that I haven’t noticed speaking to anyone but a human. The notion of using artificial intelligence to manage disability claims is certainly not new going...
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