ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
What To Do With Insurance Agents
Every insurance credential I’ve ever studied and took a test for contains specific questions on the duties and responsibilities of insurance agents and their role in the disability claims process. It’s important for insureds to understand what insurance agents are, and what they’re not. Basically, insurance agents work for the...
When Should I Apply For Disability?
It’s human nature for people to try and remain at work even when they find it harder and harder to do their jobs. I understand that. It’s very hard to give up a career that’s bought and paid for, or lose the only income that’s supporting your family. So, people wait and wait until they just can’t do it anymore, and...
Unum Life Executives Gaslit Employees – Blast From the Past
In 1998 Human Resource functions were split between two separate departments—UNUM America HR (payroll, and all HR functions for non-executive personnel), and Enterprise HR (HR functions relevant to the CEO, Jim Orr III and the top 26 Senior Vice Presidents.) I worked for Enterprise HR in the office of the CEO as a Compensation Specialist, and...
When Your Insurer Lies To You
Lately there’s been an onslaught of information crossing my desk indicating that some insurers are not being honest with the public. Of course, we all hope and trust that our disability insurers will be honest, the truth is that dishonesty is more profitable than just plain telling the truth. Lying to your own insured base is not acting in...
External Standards – US Department of Labor
SEDENTARY Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are...
Holiday Q & A
I was hoping to get a settlement from The Standard, but they declined. Do they ever offer settlements? Not very often at all. Disability claim settlements are called “compromised” settlements because both insurer and claimant give up value in order to resolve the claim. Unum has always been different in that the company figured out a...
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