ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Medical Proof Of Claim And When It Doesn’t Help
Medical “proof of claim” is perhaps the most important information required for disability benefits. In fact, for twenty years I’ve always told people, “no medical, no claim.” However, in today’s terms (after COVID), the tendency for physicians is “the shortest distance between two points” to...
What DCS Can Do For You In 2026!
Having an expert to assist you with your claim in 2026 can make the difference between a denied claim or a paid one. While disability insurance companies target claims for denial, what are YOU doing to ensure your claim is well supported and paid? Although there can never be any guarantee of outcome (insurance companies are flakey enough), having...
Managing PTSD As A Disability Claim
Before the 1980’s PTSD was psychiatrically managed with different names such as depression, fear, sleeplessness, etc. However, after the Vietnam War it became obvious that Post Traumatic Stress Syndrome was a separate diagnosis and the group of symptoms were identified as one disease. Once PTSD was recognized as one disorder, the door was...
What Does Your Plan Or Policy Say? First Point of Reference
Many claimants and insureds are now report receiving letters or notifications by mail that are dated two weeks earlier. In addition, claims handlers are requesting updated information of all sorts using what I call “short deadlines.” Physicians are receiving letters and forms requests with return dates of 5-10 days. Claimants are...
ERISA Initial Claim Review Process
Most insureds are unaware that there is a hierarchy of review that takes place on claims before any other review is done. Claims NOT passing the initial inspection are denied and no further review takes place. Before I continue, though, I need to remind you of certain facts related to ERISA claims. Employees are NOT part of any Employer provided...
Carrot & Stick Awards for 2025
Based on my experience in managing disability claims in 2025, the top three unfair insurance companies were: New York Life The Hartford Prudential It seemed to me that New York Life didn’t have a clue when it came to managing disability claims. Lost paperwork, poor customer service, calls dropped, missing claims handlers, you name it New...
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