ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
What Does Your Plan Or Policy Say? First Point of Reference
Many claimants and insureds are now report receiving letters or notifications by mail that are dated two weeks earlier. In addition, claims handlers are requesting updated information of all sorts using what I call “short deadlines.” Physicians are receiving letters and forms requests with return dates of 5-10 days. Claimants are...
ERISA Initial Claim Review Process
Most insureds are unaware that there is a hierarchy of review that takes place on claims before any other review is done. Claims NOT passing the initial inspection are denied and no further review takes place. Before I continue, though, I need to remind you of certain facts related to ERISA claims. Employees are NOT part of any Employer provided...
Carrot & Stick Awards for 2025
Based on my experience in managing disability claims in 2025, the top three unfair insurance companies were: New York Life The Hartford Prudential It seemed to me that New York Life didn’t have a clue when it came to managing disability claims. Lost paperwork, poor customer service, calls dropped, missing claims handlers, you name it New...
The Importance Of Financial Reserves
The single most important thing about disability claims from the insured’s point of view is knowing about financial reserves and how they affect claims management. Although I’ve written many good articles on the subject of “financial reserves”, it’s clearly time to do so again. In fact, if insured’s...
Do You Need Help With Your Appeal?
One of the trends of managing disability claims is that claimants and insureds are trying to manage by themselves without paying for additional help. As a result of that, I’m getting more calls from claimants whose claims have been unfortunately denied. After checking with several attorneys who are now asking outrageous back/forward fees,...
Dealing With Inefficiency
The changes that have been made in the claims review process since COVID have already proved to be disastrous for many insureds attempting to work through the system on their own. Please read the various changes that have made managing your own disability claim more difficult. Lack of cohesion and centralized management over the claims process...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
