ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
“Red Flags” And How To Prevent Them
One of the most helpful best practice articles I’ve written to date has to do with “Red Flags” and how to prevent the “suspicions” that creates them. You will find my former articles on the subject using the Search button from...
Physicians Should Bill The Insurance Companies
Medical bill and health insurance form with calculator Treating physicians have already started complaining about the frequency of information requests and phone calls they receive from disability insurance companies. I expect it to get worse in the next two months....
Unum’s Mental Illness Scam – This Is Important!
In 2001, as part of the NAIC Multi-Settlement, and California Settlement Agreement with UnumProvident, it was agreed that Unum would NOT continue to backdate Mental and Nervous claims in order to deny after 24 months. It identified this practice as unfair, and Unum...
Insurance Docs Contacting Your Docs
With the return of egregious claims practices comes aggressive insurance physicians who are hired by insurers and the insurance industry to conjure written back-up to support claims denials. The philosophy of “do no harm” quickly turns into “do as...
Friday Q & A
Is using an insurance company website portal a good idea? In my opinion, “No”. I’ve been told that insurers have placed tracking software in the program that follows your computer wherever you go. On the other hand, there are certain things that can...
Sunday Q & A
What do I do when my doctor starts complaining about filling out my disability forms? More and more treating physicians are preferring to “sit on the fence” just short of certifying disability. Or, they just don’t want to bother with the paperwork...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.