ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Please Stop Doing This…….
While I thought that it was time for me to stop writing repetitive articles, I am finding out that I just can’t do it. Four people contacted me this week AFTER their claims were denied. Over the years I have repeatedly said on Lindanee’s Blog that I cannot help you if you don’t contact me before your claim is denied. The only...
Stepping Back – Waiting For Topics And Questions
Well, the day has finally come, my friends, when I have written an article on just about everything there is to know about disability claims review, contracts, group benefits, administration, paperwork, etc. From time to time people often commented that I was getting redundant anyway, and I probably was. Therefore, I’ve decided to leave it...
So, Who’s Responsible Anyway? Article By Linda Nee
Recently, there are questions raised about just “who is responsible at any disability insurance company for the “bad faith” claims process and unjustified denials. Well, let’s use Unum et al as an example, but remember this applies to all disability insurers. CEO and Senior Executive Officers sign a responsibility statement as part of Unum...
What To Do With Insurance Agents
Every insurance credential I’ve ever studied and took a test for contains specific questions on the duties and responsibilities of insurance agents and their role in the disability claims process. It’s important for insureds to understand what insurance agents are, and what they’re not. Basically, insurance agents work for the...
When Should I Apply For Disability?
It’s human nature for people to try and remain at work even when they find it harder and harder to do their jobs. I understand that. It’s very hard to give up a career that’s bought and paid for, or lose the only income that’s supporting your family. So, people wait and wait until they just can’t do it anymore, and...
Unum Life Executives Gaslit Employees – Blast From the Past
In 1998 Human Resource functions were split between two separate departments—UNUM America HR (payroll, and all HR functions for non-executive personnel), and Enterprise HR (HR functions relevant to the CEO, Jim Orr III and the top 26 Senior Vice Presidents.) I worked for Enterprise HR in the office of the CEO as a Compensation Specialist, and...
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