ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Are You Taking Surveillance Seriously?
I’m pretty sure I’ve written close to 200 articles, plus a White Paper on insurance surveillance. AND, I’ve been told here and there, “Oh Linda, you get so redundant sometimes, I don’t read all of your articles.” Still, I keep getting emails and phone calls from insureds who have been denied because of...
Have You Been Speaking With AI?
There are reports coming in referencing all insurance companies confirming the use of AI in their claims evaluation processes. Unum seems to be the frontrunner although I can honestly say that I haven’t noticed speaking to anyone but a human. The notion of using artificial intelligence to manage disability claims is certainly not new going...
Unum Bad Practices In Operation
In several of my past articles I’ve written about how insurance companies today are disorganized and not reputable. I don’t know whether my readers think I’m just trying to scare every body, but Unum’s mode of operation, in particular, is non-existent and it’s getting worse. Based on my recent experiences with the...
Legal Malpractice Regarding IDI Claims
Well, I haven’t had to write a negative article about a practicing disability attorney in a long time. I actually had high hopes that attorneys were becoming more in-tune with the disability claims process and were making much better recommendations. Unfortunately, that’s not the case. Consider a situation where the insured is a...
The Issue of SSDI Overpayments
As most ERISA claimants know, most LTD group policies contain a provision allowing for the reduction of monthly benefits by any amounts received from SSDI. This means your disability insurer has been allowed by federal law to use the social security system to “finance” part of their liability, which they are committed to pay you, if your claim is...
A Short Story – More Often True Than Not
The Butterfly Figurine by Linda Nee Martha kissed her two small children goodbye and watched them closely as they ran toward the school bus, lunch boxes flailing, and backpacks slipping off their small shoulders. It was a beautiful day in southern Maine. The sun glistened through the kitchen door and onto Martha’s small kitchen where she kept her...
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