ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Need To Know Information Part I- For The New Insured
This article might just be one of the most important articles you’ll read concerning your disability claim this year. There are certain protocols, and understandings all insureds need to have in order to properly protect yourselves against insurers who are “stacking the deck” against you. So, let’s get started....
Consultant vs. Attorney
In the last month or so I’ve been contacted by several people looking for appeals help because their claims were denied, mostly ERISA. Unfortunately, I am not permitted to be “out front” for claimants or insureds on appeals, but am only permitted to advise and help insureds behind the scenes. While insureds do have the right to...
How Short-Term Disability Works
Short-term disability is not reviewed in the same way as LTD. Those of you who are just starting your claims may have already noticed how time intensive it is to manage a short-term disability claim. Most advocates, lawyers included, fail to realize the review abuses associated with STD until it is far too late. The majority of insurance...
A Word About Treating Physicians
While today there are many disability physicians who freely give their time to document disability, there are just as many physicians who are easily persuaded to throw their patients under the perverbial bus by unethical insurance physicians who leave their medical ethics at the door each morning. To begin, the claim review process is set up to...
Saturday That N’ That
Communicating with claims handlers by email is not a good idea and isn’t recommended by DCS. I understand that the trend today is to use texts and emails, but it could result in disaster for those with disability claims All written documents are discoverable in a court of law. First, those who communicate by email often...
Sunday Tidbits And This And That
I am so often asked what the state of the claims processes are these days and I haven’t really taken the time to explain. First, I think we need to recap what’s happened over the last few years that continues to affect the way disability claims are now managed. COVID 19 set the insurance industry back nearly 10-15 years in terms of...
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