

ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
From Lighthouse Of The World To Outhouse Failure
Part I of my book is now published on my website located at http://www.disabilityclaimssolutions.com. Attorneys who litigated claims between 1996 and 2000 might be interested in reading the cultural history of Unum as well as the claims practices that were used during that time. </p> I plan to self-publish the completed book in December. If...
Unum’s Predetermined Recovery Periods
Recent letters from Unum show indications that the company is once again using some sort of software (or review tactic) to arbitrarily assign recovery dates to claims. For the last twenty-five years Unum used, off and on, a desktop software called MDA, to identify various diagnoses and then set recovery dates accordingly. The company actually...
From Lighthouse To The World To Outhouse Failure
I’ve finally completed the first 106 pages of my book entitled, “From Lightouse to the World, to Outhouse Failure.” I’ve asked my webmaster to upload it to my website located at http://www.disabilityclaimssolutions.com. The book will be printed by late December and will be offered for sale at that time. The previewing of...
Living With A Disability Claim – Absolute Control
In my twenty-five years of claim Consulting I have come across individual families who, when one spouse becomes disabled, develops a much needed support group consisting of a non-disabled spouse and related family. While family support is generally a good thing, it sometimes isn’t. But first, let’s talk a little bit about the disabled...
MetLife Is Not Working Well
Several encounters with MetLife recently show problems with menu and written communications to anyone trying to reach the company. In fact, in my articles I have always described communications with MetLife as “waking the dead” anyway, but several claimants have reported difficulties specifically with STD and obtaining paperwork to...
A Funny But True Surveillance Story
Sometimes I just have to sit back and have a brief chuckle when it’s obvious insurance companies have lost their minds! This is a true story of an Emergency Room physician who was surveilled in the middle of the night. It’s OK to smile along… Dr. Don was an Emergency Room attending physician, who after many months found that due...
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