ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Blast From The Past -“Unum Life Gaslights Its Employees”
At this particular time, Human Resource functions were split between two separate departments—UNUM America HR (payroll, and all HR functions for non-executive personnel), and Enterprise HR (HR functions relevant to the CEO, Jim Orr III and the top 26 Senior Vice...
Bad Faith Is Hard To Prove
The laws in most states imply a duty of good faith and fair dealing on behalf of the insurance company. This duty requires the disability insurer to act reasonably in the handling of claims submitted to them by insureds and claimants. Even though disability polices do...
It’s A Mess Out There
If you’ve recently tried to work through the menus, or customer service lately you know how disrupted and chaotic the claims process really is. It’s no longer an issue of “lateness” or “waiting in line”, but issues surrounding the accuracy of information provided, or...
A Bit More Harassment
Apparently, Unum has a new strategy of phoning insureds several times to “remind” them they have paperwork due. I really don’t know what the purpose of that is since most insureds DO turn in their paperwork on time. Is this just to give their claims handlers something...
Way Too Nice……..WTH?
I guess it must be a sign of our times. I have always been forthcoming with claim information even so far as giving attorneys information when they call, or those who are just asking questions as to “what to do next.” In fact, some of my clients have often told me...
Check This Out
Please look-up the ICD-10 Code of Z28.310 on the Internet. Just search ICD-10 Code Z28.310. If you do not wish this code used in your medical records, be sure to inform your medical treatment providers right away. You can ask that it be removed as well.
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
