ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Unum – Rotten To The Core
Given the current state of the economy, more and more claimants and insureds are attempting their own appeals and are getting taken to the cleaners. This may turn out to be one of the most important posts you will read this year. There are two clearly defined...
No Doctor Shopping Allowed
This subject is going to be a little touchy and I can already see some of my readers getting a bit miffed. It’s still and important topic for all insureds, and listening to this article could save your claim. So, I’ll take the heat. First let me say that...
No Such Thing As Paperwork Reduction Act
Insurance companies are absolutely, crazy paranoid about not having enough information about YOU and your claim. They have always been an industry overburdened with paperwork anyway, but when it comes to disability claims, well……chasing paperwork is the...
Unum’s Having Problems Paying On Time
Unum has always had problems getting checks out on time around the holidays, and sometimes for no reason. Recently, checks haven’t been released on time and I’m getting quite a few calls about it. If your check is late, call your rep and ask, “When...
Ophthalmologists, Orthopedic Surgeons And Other Physicians Who Do Not Support Disability
There are certain medically credentialed physicians that generally refuse to sign disability paperwork certifying patients are unable to work. The top two are Ophthalmologists and Orthopedic Surgeons. These specialities should not be given as “primary” on...
Having A Baby During Disability
Having a baby while receiving disability benefits is NOT a good idea for LTD. While most STD claims provide for maternity leave, it is expected that insured women will return to work after 6 weeks maternity leave. Disability insurers often will NOT take the position...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
