ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Financial Reserve Is Key
Most people would tend to think that the medical merits of any disability claim depends on the seriousness, or nature of the impairment. But, disability insurers are NOT Social Security, for example, that sets presumptive as a standard for approval timing. In fact, everything that goes on with a disability claim has to do with its...
Reminder Of Summer And Holiday Surveillance.
This post is a reminder of summer investigative activity, most notably, surveillance. We are coming up on the 4th of July holiday when some insureds might be tempted to push the envelope on restrictions and limitations. It would be in everyone’s best interest if caution was the name of the day for the rest of the summer It has come to my...
Don’t Hold Your Breath
I’m hearing from quite a few insureds about how anxious and nervous they are about either not hearing from insurers requesting updates, or not receiving what I call “good news” letters. Although I’ve must have written as many as five articles regarding the chaos insurers find themselves in, insureds seem to be anxiously...
IDI Applications For Disability – Best Practices
One of the most frequent mistakes IDI insureds make when applying for disability is deciding for themselves to stop work without the prior buy-in of a primary care physician. The offenders are usually physicians or lawyers who own their own practices and seem to think they can take themselves out on disability when they can’t work anymore....
What Are You Dealing With Really?
After over twenty years of trying to inform the general public about disability insurance products, it’s still pretty clear that a lot of people are still left shaking their heads. After countless articles about disability plans and policies, it is still no different today than two decades ago. Employer Plans (ERISA) are contracts of...
Living With A Disability – Everything Changes
I’ve spent a considerable amount of time in my career pondering what it must be like to have to apply for disability, particularly total disability. During my time at Unum I applied for STD once, and of course, my claim was denied, sending me back to work in the shortest amount of time. It’s not easy to leave the job you’ve...
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