ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Unum – The Worst Of The Bunch
As a practicing Consultant I have many opportunities to speak, and work with insurance company representatives. In my recent experience, I can tell you that all insurance companies but one are exhibiting helpful and common sense claims management. That is, all but one. Unum Life, UnumProvident and Unum Group have gone from experts on Customer...
Memorial Day Surveillance?
Over the years, I’ve discovered that most insureds will do what they want to do. Despite my repeated attempts to warn against surveillance exposure, on holidays such as Memorial Day, insureds forget the rules and “let it all hang out.” Then, some will write about it on their FB pages. Ouch! I am really at a loss for what I can...
Things To Remember Tips For You
All US disability insurers are now entrenched in their own disorganization and chaos. Although I’ve been writing about this for awhile, it seems as though few are really paying attention. Therefore, in order to further clarify for those managing their own claims, here are a few tips that will be helpful to you. First, it’s important...
Unum Doesn’t Change Its Spots
While Unum isn’t unique among its peers in how it manages claims, in my opinion, it is by far the worst example of fair and equitable claims reviews that I am aware of. Since demutualization in the mid 80’s the company’s claims process has been involved in bad faith scams, and egregious claims practices at various levels. It...
Are You Disabled From Work, Or Not?
For at least 20 years I’ve been writing articles about the “semblance ,or visual presumption of disability.” It is on this one point that I believe most insured claim me to be “all wet.” Still, I do feel compelled to keep reminding people of the truth, and maybe save a few claims along the way. When insureds, and...
Weird Things Going On With Insureds…Why?
I have been receiving quite a few calls lately from insureds and claimants who seem to be acting against their own best interests. Granted, most do tell me, “I didn’t know”, but some things are just outside the realm of common sense. One person’s story was, “I’ve been on claim now for over 15 years, but about...
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