ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Donations – Knowledge Is Power And Makes A Difference
Disability Claims Solutions, Inc. has been in business for over twenty years. I am a fee-based Consultant providing services to clients who need assistance in managing disability claims. In addition, I have always thought it necessary to provide non-clients with information at least equal to that of the insurance company making decisions on...
Treating Physicians Should Charge For Their Time
It is a common practice for insurance companies to contact treating physicians with multiple requests for patient notes, forms, and questionnaires. It can become quite harassing to a busy physician and it makes sense the docs get tired and frustrated with sending records on multiple occasions. While doctors have the right to charge for their...
Unum Scares The Hell Out Of People
I think you would be surprised to hear how many times I receive phone calls from Unum insureds who are so scared they believe Unum will “do something to them”, or “harass them”, even when there is no more claim, Plan or policy. Just yesterday I received a call from a woman recently turned 65 years of age who asked me...
Thrown Under The Preverbal Bus
Although I’ve written many articles over the years about doc-to-doc calls, one thing remains crystal clear today. Namely, that insureds and claimants are permitting their treating physicians to discuss R&Ls and other health concerns with insurance physicians on the phone. And, it isn’t good. Most physicians today just want the...
Disability Companies DO NOT Work In Your Best Interests
It’s really hard NOT to trust your disability insurer when you are unknowledgeable of the product and process. Human nature, basically willing to trust, particularly with business-type transactions often relies on asking questions from a source more concerned about the scam than they are about helping anyone. Having said that, it is also...
UNUM -Self-Defeating ERISA Appeals
Over the last several months it’s come to my attention that claimants are representing themselves with ERISA Appeals and are doing themselves a grave disservice. Approximately only 1% or less of individuals who file their own appeals are successful. I’m sure the downturn of the economy, lack of cash flow, and money hungry attorneys...
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