ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Ophthalmologists, Orthopedic Surgeons And Other Physicians Who Do Not Support Disability
There are certain medically credentialed physicians that generally refuse to sign disability paperwork certifying patients are unable to work. The top two are Ophthalmologists and Orthopedic Surgeons. These specialities should not be given as “primary” on any disability claim as they are likely to either refuse to sign paperwork, and...
Having A Baby During Disability
Having a baby while receiving disability benefits is NOT a good idea for LTD. While most STD claims provide for maternity leave, it is expected that insured women will return to work after 6 weeks maternity leave. Disability insurers often will NOT take the position that pregnancy during LTD is a payable claim. Prudential has been particularly...
Working Together To Provide Assistance In Trying Times
For the last several years disabled insureds have been struggling financially to meet obligations given the rising inflationary economy and increased cost of living. Although it’s been difficult for everyone, I can imagine how hard it is for those to live and pay bills on a fixed income. As a result a business decision has been made to...
Insurance Medical Reviews-Misrepresented And Biased
Although medical review is perhaps the most important part of the investigation of a disability claim, it is also the most frequently used “stack the deck” procedure initiated by all US insurers, and everyone knows it! That’s right. It’s not as though it’s a big secret that insurers misrepresent medical information to discredit claims; but,...
Old Rules -More Aggressively Managed
In order to continue to receive benefits in 2023 ALL of the following criteria must be met. If not, claims will be considered vulnerable to risk management and denial. It might be a good idea to consider whether your claim would benefit from an expert. If so, please feel free to call me. There must be a clearly documented primary diagnosis. There...
Returning To Work Isn’t Easy
Most individuals who find it necessary to leave work for a medical disability express the desire to return to work at some point in the future. Returning to work is a normal part of our American work ethic, and most everyone believes that returning to work is the best thing for him or her mentally and physically. In addition, psychologically,...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
