ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Why Insurance Phone Calls Place Risk On Your Claim
In the past, I’ve written many articles about why insureds should NOT speak with insurance companies on the phone, and for the most part I believe that the majority of people do not. However, there is still a large percentage of insureds and claimants who still believe, “If I do everything the insurance company asks for, my claim will...
Claimified By Lincoln And Enough Is Enough
OK folks. In the last week I’ve received over 35 calls from Lincoln claimants asking me about requests for SSDI files by a third-party paper chaser called Claimify. This has been a Lincoln issue for the last few months and I’ve written at least 2-3 articles about what Claimify is doing and why. In one article I actually described in...
Comorbidity In Disability Claims
While most insureds are left in the dark about co-morbidity, insurance companies have always taken the opportunity to abuse claims when it is obvious co-morbidity exists. The definition, simply put, is “having more than one medical diagnosis that in combination with all other symptoms produces a new disability sufficiently impairing to...
Insurer Priorities Aren’t In The Past
Most of the people who are receiving private disability benefits have not thought about what the major intentions and priorities of insurers really are. Some are of the opinion that insurers are “all bad”, others believe the Almighty Net and believe claims are always in jeopardy, and finally some even believe they are entitled...
They’re Watching You!
Insureds are phoning me like crazy reporting strange cars on their streets, familiar faces popping up in the store, spooky, burly men following them, and well, you got it, strange phone calls, and door knocks. Insurance surveillance is a normal thing, expected, and understood to be a part of the “receiving benefits from a third party”...
Unum’s Voodoo Physicians Reappear
As Unum tightens the rope around insureds’ throats to deny claims (again), the old-time, biased internal physician review re-emerges with aggressive internal non-acceptance of medical restrictions and limitations, doc-to-doc calls, and treating physician questionnaires sent without insureds’ knowledge. It’s the old insurance...
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