ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Outrageous Lawyer’ Fees – Don’t Do It!
Most of the attorneys I know, and keep on my referral list, know that I do not support a referral to them unless their fees are reasonable. That is, until recently. With the advent today of more and more claim denials, insureds (not clients necessarily) are asking for...
What Do I Do?
I don’t know where people have gotten the idea that I don’t do Short-Term Disability claims. My state license is for Life & Health Consultant. Therefore, I am a Consultant, in business for those with Group STD and LTD claims, and Individual Disability...
Unum Group – The Company That Stacks The Deck
It has now been over 20 years since a 48-State Commission publicly slapped UnumProvident’s hands for engaging in Unfair Claims Practices. A fine of $15M and a directive to reassess 250,000 claims failed to change the direction of a company that should have met...
The “Objective Evidence” Scam – Important
Yet another ruse used by disability insurers is the scam that alleges that “objective evidence” is required as proof of disability. To begin, let me say that there is no disability Plan or contract on this planet I am aware of that requires...
The Insurance “What Changed?” Defense – Extremely Important
One of the most ridiculous and seemingly unfair tactics of insurance companies is to ask insureds:”Since you have been working with restrictions and limitations in the past, what changed?” The allegation has been used and documented for 25 years with...
Unum Is Out Of Control With Denials
I heard about another Unum denial today and I am so sorry to hear of all the denials that are taking place to garner Unum’s 3rd Quarter profitability. This really brings me back to pre-Multi-State Settlement days and the harm this company caused to thousands of...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
