ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Why Social Media Is A Deal Breaker
People love to talk….and share….and exchange selfies. In the last 25 years, social media exploded to where a cell phone is a more protected personal object than a wallet. BUT, since the inception of the Internet and the World Wide Web, we’ve also known that anything posted there is seen by everyone, and it’s likely to be...
Surveillance Isn’t A Game
There are many times when I get the feeling that my articles about insurance surveillance are not taken seriously. I guess people are going to do what they are going to do, but “surveillance isn’t a game.” Most insureds just don’t get it. Whenever I write, or speak about surveillance people respond with,...
Q & A And News
What do I do when I can’t get my insurance company to respond at all? Now is the time to start sending in complaints to defend your claim. If you have an ERISA claim, contact your regional office of the EBSA (Agency of the US Department of Labor). If you have an IDI claim notify your state Department of Insurance and ask for a Conduct...
“Red Flags” And How To Prevent Them
One of the most helpful best practice articles I’ve written to date has to do with “Red Flags” and how to prevent the “suspicions” that creates them. You will find my former articles on the subject using the Search button from Lindanee’s Blog. However, I thought it would be a good reminder to mention “Red...
Physicians Should Bill The Insurance Companies
Medical bill and health insurance form with calculator Treating physicians have already started complaining about the frequency of information requests and phone calls they receive from disability insurance companies. I expect it to get worse in the next two months. It has always been interesting to me that physicians have the key to stopping...
Unum’s Mental Illness Scam – This Is Important!
In 2001, as part of the NAIC Multi-Settlement, and California Settlement Agreement with UnumProvident, it was agreed that Unum would NOT continue to backdate Mental and Nervous claims in order to deny after 24 months. It identified this practice as unfair, and Unum was fined $15M and $8M for California respectively for it’s unfair claims...
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