ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Year-End Christmas Grinch
Most people don’t realize that, potentially, their claims could have been targeted in October (beginning of 4th Qtr.) for denial by year-end. We are only three weeks from the end of December and I can assure you that insurance companies are working eagerly to find any cause to allege you do not meet the definition of disability in your Plan...
When Surveillance Happens On a Claim
Insurance companies aren’t stupid. They realize the value of a dollar and set specific perameters that must be met before surveillance is conducted. Considering that the average surveillance costs between $1,000-$2,500 per 3-day observation and investigation, it is not likely insurers will be throwing their money out the door for no reason....
Rant, Rant, Rant, Argue, Argue, Argue
Sometimes it’s very hard for insured’s to realize that the only obligation of insurers is to pay their claims. Once an insurance company investigates a claim fairly, and pays it, it is meeting its obligations under the terms of the Plan or policy, and you have not been harmed financially. Unfortunately, some insureds become so angry...
Zip It!
Many years ago when I was still giving expert testimony in disability cases and depositions, the attorney would tell me in no uncertain terms: TO SHUT UP! “Yes” and “No” are still very good answers they would tell me. “If you continue to speak, you’ll just be giving the opposition more ammunition to come back...
Thank You!
I want to say a special thank you to those who contacted me in the last year with compliments about the Blog. I’m glad I was able to help you with your claims. My website is located at: http://disabilityclaimssolutions.com. While I will continue to post articles here in 2026, I will also be publishing “white paper” articles on...
Insurance Companies Don’t Tell You The Truth
Insureds and claimants need to be knowledgeable concerning their disability claims, Plans and policies, so that they are able to recognize when they are being told a lie. Unfortunately, many insureds are so afraid of NOT receiving benefits that they will do whatever their insurers tell them to do, whether it is contractual or not. In this new age...
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