ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
So What’s The Big Deal About Quarterly Profitability?
Although all insurance companies have their own unique way of managing their disability claims decision-making, I’m going to use Unum as a typical example. The difference between perception and reality is that insureds tend, or chose to believe, insurance companies can advise and act in their best interests rather than their own. In fact,...
End Of Second Quarter Profitability Approaching
Just a reminder that June is the end of the 2nd Qtr. for insurers. It looks as though they are already gearing up to deny targeted claims. We can identify insurer’s intent because of increased phone calls, requests for information and more and more threatening letters. The word is that insurers took, and are taking big hits because of COVID...
Linda’s Philosophy – The Value Of A Bag Of Cookies
Years ago on Lindanee’s Blog I suggested to my readers that on occasion they give a delicious bag of cookies to the staff in their doctor’s offices as a thank you to those who spent time keeping them well. Depending on how you feel about cookies and sweets, a fresh basket of fruit will send the same “thank you” message to...
“Better Than Sliced Bread” Really Means No Bread On The Table
In the 70’s and 80’s Individual Disability Income Replacement policies were sold as the most. modern innovative solution to disability insurance coverage. The industry’s agents sold these policies as “better than sliced bread” insuring “own occupation” for the more wealthy self-employed doctors, dentists...
Treating Physicians Should Charge To Provide Patient Notes
Many treating physicians are not aware that they can invoice insurance companies for their time, and other administrative costs, to provide insurance companies with patient notes and completed forms. But, be careful. Insureds and claimants need to pay for the completion of forms when those forms and requests are provided to them directly. But...
Unum – Authorization Mistakes
Although I’ve written about this issue for approximately ten years, I find it continues to happen so often that the subject is worth mentioning again. This is an issue insureds disabled with behavioral issues needs to pay particular attention to. Unum is in the habit of sending its general company Authorization to mental health providers...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
