ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Life Insurance Losses Increase Disability Claim Risk Management
Many of you know that I’ve maintained my connections with attorneys, who when I touch bases with them, share information from their experiences as I do as well. In most instances I share that information with my readers and clients. Recently, I’ve been...
Prepare For Summer Surveillance – It’s Out There
Summer is on the horizon and so are up coming holidays such as Memorial Day, Fourth of July and Labor Day. To say that visual surveillance will certainly be out there is probably an understatement. Although I’ve written many detailed articles about surveillance,...
Underwriting And Incontestability – A Real Issue
One of the most investigated issues dealing with IDI claims is “incontestability”, a provision in nearly all IDI insurance contracts preventing insurance companies from rescinding policies in effect more than two years because of misinformation....
What File Review Actually Looks Like
Insurance companies are continuously sending out letters to insureds stating,“We are currently reviewing your LTD disability claim and have determined we need additional information”. This one sentence seems to cause a great deal of stress and anxiety because...
Pay Back The SSDI Overpayment
Attorneys are sharing with me that they are receiving quite a few calls from insureds asking whether they have to pay back their SSDI overpayment to insurers. While it may be understandable on some level due to our horrible economy, DCS has always taken the view that...
The AFLAC Quack
In the 25 years I’ve been managing disability claims, I’ve run across AFLAC on several occasions. In my opinion, AFLAC is one of the worst insurance companies simply because they don’t cover much. Some insureds believe the company covers total...
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