ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Tread Carefully With Unum Settlements
We are now within weeks before the end of the 3rd Qtr. profitability close and Unum is reaching out to insureds offering lump sum settlements sometimes with 6 figures if the benefit is high enough. Apparently, Unum is testing the waters to rid their financial reserves since most people today need money and are willing to sacrifice to obtain it....
Treating Physicians – Running Away From The System
Physicians have never been happy with the insurance industry that put them in the middle of risk management within the private disability review process. In some respects treating physicians have been abused and ignored by the very industry that now requires their response to disability. Unfortunately, many treating physicians are saying,...
Living With A Disability Claim – The Loss Of An Occupation
Unfortunately, most people in America identify themselves with what they do for a living. When asked, “Who are you?”, the most common responses include, “I’m a secretary”, “plastic surgeon” or “fireman.” Americans tend to define themselves in the looking glass from the micro view of training,...
Why Insurance Phone Calls Place Risk On Your Claim
In the past, I’ve written many articles about why insureds should NOT speak with insurance companies on the phone, and for the most part I believe that the majority of people do not. However, there is still a large percentage of insureds and claimants who still believe, “If I do everything the insurance company asks for, my claim will...
Claimified By Lincoln And Enough Is Enough
OK folks. In the last week I’ve received over 35 calls from Lincoln claimants asking me about requests for SSDI files by a third-party paper chaser called Claimify. This has been a Lincoln issue for the last few months and I’ve written at least 2-3 articles about what Claimify is doing and why. In one article I actually described in...
Comorbidity In Disability Claims
While most insureds are left in the dark about co-morbidity, insurance companies have always taken the opportunity to abuse claims when it is obvious co-morbidity exists. The definition, simply put, is “having more than one medical diagnosis that in combination with all other symptoms produces a new disability sufficiently impairing to...
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