ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Unum Targets Nurse Anesthetists For Denial
Although I haven’t been aware of Unum’s occupational targeting in a long time, I received three phone calls this week from insureds, all Nurse Anesthetists with claims managed by Unum. Complaints center on harassment such as frequent phone calls and excess...
Twenty Years Makes A Big Difference by Linda Nee
Twenty years ago inssurance companies took big hits to their public reputations when “bad faith” and unfair claims practices were disclosed to the general public. Attorneys crawled over each other to make millions on bad faith, and many of them did. Since...
Unum And Short-Term Disability
Unum’s operations for short-term disability have obviously gone from very bad to worse. Twenty years ago, the company made a decision to throw STD claims management in with other products such as LTD, and it’s been downhill ever since. (This is a story in...
A Few Tips To Help Manage Claims
Most of the information on the Internet pertaining to disability claims management is negative and discouraging. However, today I’d like to write about some of the positive reinforcement actions insureds can put in place to help themselves have a better time...
Bad Santas For The Holidays -Claims Update
All disability insurance companies recognize profitability by reductions in financial reserve. That said, year-end targeting of vulnerable claims is perhaps one of the most important priorities of an insurance company from October through December. The process...
ERISA “Any Occupations” by Linda Nee
As most ERISA claimants know, Employer Group Plans nearly always contain a definition of disability that includes the following: “After 24 months claimants must be unable to perform the material and substantial duties of ANY occupation for which [the claimant] has...
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