ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Employer Relationships During Disability by Linda Nee
While most claimants and insureds say their employers “are on their side” during periods of absence for disability, in reality that may not be the case outside of what they are told in person. The primary goal of all employers is to ensure a well qualified staff who is at work every day and who is able to perform jobs in keeping with...
Functional Capacity for Disability Insureds
Physical and mental “functional capacity” is quickly becoming the major determination factor to make benefit decisions regarding claims. While treating physicians are more reluctant to certify to “functional capacity”, insurers are putting their stakes in the ground to determine physical activity levels. If treating...
DCS Daily Buzz
Pointing to yourself Unfortunately, the disability claims process is an industry where, “it’s better if they don’t know your name.” In other words, “no news is good news”, and let’s not poke that bear. It’s far better not to frequently contact insurers because bringing attention to your name and...
Be Careful What You Say To Your Doc
Those with disability claims should always be “guarded” in conversation, particularly when speaking to treating physicians who report to insurance companies. In December, I read at least two denial letters citing activity and travel obtained from patient notes. Doctors DO write down what you say, and that’s not a good thing from...
Happy 2022
Happy New Year! As part of the new updates planned for DCS in 2022, I plan to update my Disability Claims Solutions website located at: http://www.disabilityclaimssolutions.com to include the library of authored articles I’ve written over the last 25 years. It is hoped the DCS website will become the central “go to” location for additional...
Some Things Never Change
Although most disability insureds may be thinking today, “So where do I go from here?”, the obvious is to “tread carefully.” Clients notified me that even on New Years Eve, Unum contacted its insureds supposedly for an interview. We know the truth, though, don’t we? In the past, Unum has been known to pay its claims...
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