ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Insurance Docs Contacting Your Docs
With the return of egregious claims practices comes aggressive insurance physicians who are hired by insurers and the insurance industry to conjure written back-up to support claims denials. The philosophy of “do no harm” quickly turns into “do as much harm as you can” and thousands of insureds and claimants will have...
Friday Q & A
Is using an insurance company website portal a good idea? In my opinion, “No”. I’ve been told that insurers have placed tracking software in the program that follows your computer wherever you go. On the other hand, there are certain things that can only be obtained from the portals, such as W-2s. My objection to website portals...
Sunday Q & A
What do I do when my doctor starts complaining about filling out my disability forms? More and more treating physicians are preferring to “sit on the fence” just short of certifying disability. Or, they just don’t want to bother with the paperwork anymore. It’s at this point that the insured/patient needs to speak up and...
It’s All In Your Head
One of the newer elaborated categories in the DSM-V (2005) is called “somatic symptom disorder.” According to the fifth edition of the Diagnostic and Statistical Manual of Mental Disorders (DSM-V), somatic symptom disorder (SSD) involves one or more physical symptoms accompanied by an excessive amount of time, energy, emotion, and/or...
How To Include Peer Statements In The Record
First, I would like to set some ground rules for such letters since writing the wrong thing is worse than saying the wrong thing. Please pay attention to what I’ve listed below before you attempt to obtain “peer statements” for your file. The letters should describe how the person knows you, usually from a work perspective, and...
Fee Reduction To December 31st
I’m sure most of us have been watching the deterioration of our economy making it harder and harder to make ends meet. At the same time, insureds and claimants are also watching the aggressive “risk management” insurers are now inflicting wondering how long their benefits will last. As of today, DCS, Inc. will be reducing...
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