ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Hungry Vulture 2d Qtr. Profitability Results End of June
I just wanted to send out a reminder that the end of June is the end of the 2nd Qtr. profitability results for insurance companies. This means there are organized efforts to locate vulnerable claims, and conduct investigations to create the illusion that claims should...
New Fee Structure Reflecting The Times
I wanted to remind my readers, and in particular those who are looking or needing help with their disability claims, that I offer new insureds the option of paying my annual fee on a monthly basis. It has always been my practice to offer insureds the option of paying...
Summer Surveillance
Surveillance in one of those insurance investigative actions that does not require insureds to do anything wrong. It is an interpretative risk management activity insurers use to identify “inconsistency of report” between R&Ls reported, and observable...
A Unum Issue – Regular And Appropriate Care
Prior to 2000, Unum’s Group Plans and policies were issued from a category referred to as “XL” or “XLL”. These Plans lacked clarity and resulted in Unum’s infamous “blue memos” directing claims handlers to deny claims...
So Where Do Disability Insureds And Claimants Go From Here?
Disability insureds have seen tremendous changes concerning the manner in which insurers review and pay claims. While the majority of change was due to COVID and the necessity of handling increased claims without mounting losses, the truth is that disability...
A Unum Blast From The Past – 1994-1996 History
From 1994-1996 Human Resource functions were split between two separate departments—UNUM America HR (payroll, and all HR functions for non-executive personnel), and Enterprise HR (HR functions relevant to the CEO, Jim Orr III and the top 26 Senior Vice Presidents.) I...
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