ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Beware of Insurance Paper Chasing
I’m sure that at one time for another every insured as been frustrated by insurance paper chasing. The insurance industry is infamous for its focus on what it refers to as “forms”, some of which is mandated and required by state regulators, and the remainder generated by insurers. In fact, the industry itself has become...
Nothing Gained By Getting “Huffy” With Anyone
This is probably one of the more difficult articles I need to write. I don’t know if it’s the overall effects of CO_ID, or just the normal progression of fear taking over the emotions of those with disability claims. Whatever the reason, I’m finding some insured are letting their emotions get the best of them, with everyone...
ERISA Pre-Disability Monthly Earnings Figures
Today, when insurers attempt to “nickel and dime” claimants with repetitive calculations of SSDI and overpayments, it is possible your insurer may actually owe you. One of the figures I have always recommended verification for is the number called, “pre-disability monthly earnings”, or the number used against which the...
SSDI And Repayments Review And Recommendations
As most ERISA claimants know, most LTD group policies contain a provision allowing for the reduction of monthly benefits by any amounts received from SSDI. This means your disability insurer has been allowed by law to use the social security system to “finance” part of their claim liability, which they are committed to pay you, if your claim is...
Turning The Worm
It is truly amazing what those who support insureds and claimants have to go through at times. Most readers are well aware that my articles report on all insurance companies when they are found to have violated the public trust. Yep! I’m harassed again. Three people employed by Unum, two of which I know are managers, are continuing to...
Biggest Mistakes Made When Managing Disability Claims
Since the beginning of COVID I’ve noticed several wrong actions often taken by insureds and claimants, that place disability claims in jeopardy. I’m not sure what influence COVID has had on these activities, but claimants are now engaging in what they believe are “right moves” to manage disability claims. Despite my 25+...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
