ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Is Appealing A Claim Worth it?
Here we are at the end of the 3rd Qtr.and I’ve been receiving more calls than usual about claim denials. This means people are asking for attorney referrals and my advice regarding filing an appeal. I’ve been saying for years now that it is unwise to file a disability claim appeal on your own. The word in the insurance community is...
What Do I Do Now?
In the last few months readers read several posts from me describing the awful claims situations they may find themselves in. If you don’t remember, please review my posts for the last month or so. The question I’m guessing many people have is, “OK what do I do now?” Read on….I’m going to tell you. First and...
Unum’s Banker’s Hours
Unum Group has now established closing time as 3 p.m. since no calls will be returned after that time. I was told by one of Unum’s claims handlers that no communication would take place after that time. These short hours may suggest that Unum is understaffed and doesn’t have the personnel to operate regular business hours until 5pm....
Outrageous Lawyer’ Fees – Don’t Do It!
Most of the attorneys I know, and keep on my referral list, know that I do not support a referral to them unless their fees are reasonable. That is, until recently. With the advent today of more and more claim denials, insureds (not clients necessarily) are asking for referrals to good ERISA attorneys. When I begin hearing back from my phone...
What Do I Do?
I don’t know where people have gotten the idea that I don’t do Short-Term Disability claims. My state license is for Life & Health Consultant. Therefore, I am a Consultant, in business for those with Group STD and LTD claims, and Individual Disability Claims. I have a specialty in Long-Term Care. In the past, I have also worked...
Unum Group – The Company That Stacks The Deck
It has now been over 20 years since a 48-State Commission publicly slapped UnumProvident’s hands for engaging in Unfair Claims Practices. A fine of $15M and a directive to reassess 250,000 claims failed to change the direction of a company that should have met the same fate as Enron. An additional fine of $18M by the State of California did...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
