ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Mental Illness And Disability Claims
Although most Plans and policies do cover depression and anxiety and mental illness, over time, insurers have developed strategies perceived as prejudicial and biased in order to deny claims after only 24 months of benefits. To ensure deniability, insurers further...
Independent Medical Evaluations
Now that all insurers are engaging in questionable claims practices, it’s time to remind readers of “best practices” for Independent Medical Evaluations. IMEs are perhaps the number one source of profit risk management. Therefore, it’s time to...
Reliance Standard’s Egregious Claims Practices
Apparently, Reliance Standard is targeting claims with associated mental health issues in order to deny them after 24 months of benefits. This is not the first time insurance companies have tried this particular unfair claims practice, as evidenced by the Multi-State...
“Indexing” May Save Your ERISA Claim
“Indexing” in ERISA Plans has always been a source of confusion especially when it is confused with Cost of Living Allowance (COLA) provisions. In fact, “indexing” is only used on two occasions in Group ERISA Plans. 1) “Indexing”...
Neck ,Back, Chronic Pain and Migraine Disabilities
While cardiovascular disease remains the number one claimed disability in America, neck and back claims come in a close second. Number three is migraine headache. Although one might think a “back or neck” claim would be easy to support because of the...
The Most Egregious SSDI Scam Used By Insurers
Most claimants are totally unaware their ERISA Plans enter them into a stacked-deck game of Texas Hold’em they eventually cannot not win. Claimants believe their STD/LTD Plans are benefits paid for by employers that make up a sizable portion of their well-earned...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
