ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Complaints Won’t Get You What You Want
People who have been burned by a private disability company often become so angry that the eyes of revenge turn livid and efforts are made to “make the insurance company pay”, or “get them in trouble”, and even expose them to the press. While feelings of intense “let’s go get them” may help people...
Summer Sun And Surveillance – Summer 2021
This is just a reminder that with better weather and a loosening of lockdowns, insurance surveillance is back on the insurance agenda. If you’ve had inquiries from your insurance company about verifying your address, chances are a surveillance is being planned. In the last year, surveillance was not a good risk alternative since most people...
Where Are You From? I Can’t Understand You!
Several insureds have been telling me that they are unable to reach anyone at their insurer’s location, particulary The Hartford. Today, I had the experience of trying to locate an Hartford claims handler, who in the end, was located in the Philippines. After questionning the claims handler, because she was speaking with a very heavy...
IDI Policies – Over-Insured Is Not Better!
In the last decade many highly paid individuals, physicians, dentists and self employed entrepreneurs purchased multiple disability policies in the hopes of having money while disabled. Planning for the financial future, is of course, a necessity, but stockpiling disability policies is not such a great idea. While planning for any future...
Disability Claim Review – First They Plan It, Then They Make It Happen!
I think there must be information in the public view that suggests private disability insurers review claims in “good faith and fair dealing.” However, those who believe this are obviously unaware of the actual claims process, because insurers DO NOT review claims fairly, but instead engage in a calculated practice of planning denials...
It’s Too Late For My Help
I’m once again receiving calls requesting my assistance for denied claims. It seems very reasonable there should be an increase in denied claims since we are within two weeks of 1st Qtr. profitability reporting. However, the idea is not to have a denied claim in the first place. The time to solicit assistance is before the insurance...
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