ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Everyone On The Net Has A Sad Story
Every disability claim is unique with its own set of circumstances, medical reports and history. The idea that one can “look up”, or research other cases on the Internet, and put together their own strategy from the tales of someone else is pure lunacy. Contrary to popular belief, the Internet is NOT a good resource to use about...
Prudential – Second Only To Unum In Unfair Claims Practices
Usually, there is so much focus on Unum Group and its unfair claims practices, that the second worst insurance company, Prudential, is often left out of the discussion. Make no mistake, however, Prudential and its close ties to Unum, remains steadfast in unfair claims practices. Prudential’s leadership has never been more than implementing...
Unum And Reservation Of Rights
I’ve been hearing quite a bit about Unum and “Reservation of Rights” lately. It doesn’t surprise me that Unum would suddenly resurrect the “old ROR dog” it used on a regular basis since we are about 5 weeks to 1st Qtr. profitability reporting. There are quite a few excellent articles already on the blog about...
The Hungry Vulture – Unum Denials Begin With A Vengence!
Yesterday, I received 4 calls from claimants reporting denied claims. Although three of them were non-clients I referred everyone to experienced attorneys for Appeal processing. They were all ERISA claimants with Unum Plans, and one person was from Texas. So, in the middle of a power outage, freezing cold, and no water, Unum decides to deny a...
Guardian’s Nastiness! “Any Entity That Is Nasty Is Already Beneath You”
Fifteen years ago, Berkshire/Guardian used to be a decent, fair-minded insurance company, but like all others who merge, the tide changes and insurers always seem to become like each other – unfair and downright nasty at times. Guardian is now the awful stereotype of an insurance company that reviews claims to deny rather than to pay. In my...
Reminder – I Can’t Help You If You Wait Until Claim Termination
In today’s current state of turmoil, even attorneys are recommending that claimants and insureds take special care to continuously support their claims in ways that encourage continued payment of benefit. Opportunities for fair litigation may not exist in the future. No one really wants to go to court with a denied ERISA or IDI claim....
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