ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Aristocracy And Using “Self-Blame” To Deny Claims
An issue was brought up with one of my clients last week that reminded me of a topic I don’t think I’ve ever written about. Lloyd’s of London, the ultimate EU royalty insurance company, takes a dim view of obesity, pregnancy, smoking, and in some...
Urgent! Nix To Doc-to-Doc Calls….What Are You Thinking?
The issue of doc-to-doc calls is something I’ve been writing about for over 20 years, including recently in an article about end-of-year unfair claims practices. Still, I’m getting phone calls from non-clients and clients telling me their physicians are...
Reminder – Late Checks Normal For Unum During Holidays
Just wanted to remind everyone that we are coming up on the Christmas holiday season when Unum is known for late benefit checks. Therefore, there is no reason to panic claims have been denied if benefit checks aren’t on time around the holidays. This is the only...
Friday Q & A
I have a Lloyd’s of London disability claim that is taking more than 6 months to do a review. Is this normal for this insurer? Lloyd’s of London insurance is generally considered the “kingship” of disability products that also hefts a large...
The Christmas Grinch – How Insurers Steal Christmas – Sunday Editorial by Linda Nee
While there are so many disability “issues” brewing for year-end 2020, I decided to write my usual Sunday Editorial about investigative actions taken by insureds that potentially can cause claims to be denied for year end profitability. While some of the...
Oops! That “Fear” Is Back………..
Although there must be at least twenty or more articles on this blog about the negative effects of “fear” in managing disability claims, I’m hearing more and more from insureds who are again finding themselves in paranoia mode asking me if they...
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