ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Guardian’s Nastiness! “Any Entity That Is Nasty Is Already Beneath You”
Fifteen years ago, Berkshire/Guardian used to be a decent, fair-minded insurance company, but like all others who merge, the tide changes and insurers always seem to become like each other – unfair and downright nasty at times. Guardian is now the awful stereotype of an insurance company that reviews claims to deny rather than to pay. In my...
Reminder – I Can’t Help You If You Wait Until Claim Termination
In today’s current state of turmoil, even attorneys are recommending that claimants and insureds take special care to continuously support their claims in ways that encourage continued payment of benefit. Opportunities for fair litigation may not exist in the future. No one really wants to go to court with a denied ERISA or IDI claim....
First Quarter Profitability Results And Short-Deadlines
This is just a reminder that we are within 2 months of 1st Qtr. profitability. Requests for IMEs, surveillance, and to a lesser extent field interviews will be sent out. Insureds should also be exercising due diligence on “short deadlines” given to treating physicians from third-party paper chasers such as Release Point. ERISA Plans...
Employer’s Leave, FMLA And Private Disability
Those who first go out on disability often “intermix” everything that’s happening together with little understanding of any one thing. Understandably, STD can be confusing because there ARE so many things going on at once. First, every employer has a different way of recording, reporting, and allocating leave. Some employer...
The Re-Birth Of Any Occupation Investigations
Any occupation investigations are haphazardly done by ill-advised claims handlers, vocational reps, Genex, and other third-parties. As the insurer’s last hope of denying claims to avoid costly liabilities, the “any occ” process, is so out-of-touch with reality that “garbage-in, garbage-out” is usually the norm. Most...
Managing STD vs. LTD – Very Different
Let’s start the new year off right with another “educational” article concerning the differences between managing STD vs. LTD. Short-Term Disability In the past, most insurers considered STD a mere “shoo-in” and really didn’t investigate all that much. However, in recent years, the table turned from...
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