Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Claims Solutions

Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Insurance Claims

Linda Nee guides you through the complex maze of of insurance paperwork and deadlines that is sometimes difficult for disabled persons to meet.

Get a Strategic Advantage

DCS provides clients with accurate information and options concerning the disability claims process so that insureds can make informed decisions regarding their disability claims.

Expert Advice

Linda’s actual claims experience managing disability claims provides invaluable and unique insight into the disability claims process.

Proven Solutions

Using information provided by DCS, Inc. clients become “knowledgeable insureds” and are more able to manage their disability claims well.

Expert Disability Claims Services

Welcome to Disability Claims Solutions, Inc. – a place where you will find informative and experienced disability claims advice and assistance.
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From selling life insurance during the 1849 goldrush to today, Unum’s history is indeed an interesting one. Read approximately half of Linda’s finished book to be published in paper format in December 2023. And, thanks in advance for your donation.

ROADMAPS TO CLAIM SUCCESS

Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.

As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.

DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.

If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.

KEY SERVICES – Disability Claims 

  • Initial Applications for Both ERISA and ISI Claims

  • Recommendations for Medical Reporting

  • Independent Medical Evaluations Counseling

  • Contract/Policy Review Audits

  • Objective vs. Subjective and Self-Reported Claims

  • Any Occupation Investigations

  • Residual Benefits and Return to Work Recommendations

  • Surveillance Counseling

  • Targeted Impairments – FMS, CFS, Lyme disease, HIV

  • Long-Term Care Claims

  • Management of Update Forms

  • Field Visit Preparation

  • Counseling for Work Hardening Programs

Linda Nee’s Blog

Where there are solutions, there are no problems.

Are You Ready For 2021? – Designing A Successful Game Plan For The New Year

The following are the most common reasons why a group long-term disability claim may be denied by any disability insurer. You aren’t eligible. There are many “eligibility” criteria which must be met in order to meet the provisions of your Plan–you must be in an Eligible Class; you must be working a certain number of hours (20 or 30,...

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A New Year – A New Mindset

Happy New Year to all  readers of Lindanee’s Blog!  While DCS, Inc. had a great year in terms of successfully managing claims with continued benefits for the majority of clients, a new outlook moving into 2021 indicates successful claims can be achieved by usiing a more positive mindset in the management process. Historically, the Internet...

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What’s In Store For DCS, Inc. For 2021?

This year has been an extraordinary year for DCS, Inc. and clients. Despite changes in the claims processing procedures of insurers, and an alleged national pandemic, we were able to increase our success rate to 99%, meaning the majority of clients coming on board in 2020, and those with me for many years, are still receiving benefits. Good news!...

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2020 Recap And Future Outlook for 2021 – Editorial by Linda Nee

Here we are on the precipice of Christmas and a new year, 2021. The year 2020 was indeed a challenge with COVID and the uncertainty that went along with it. From a private disability perspective, many of the internal COVID procedure changes had already been taking place, such as the outsourcing of the claims process and hiring remote employees to...

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The Dangers Of Website Portals And Why You Actually Go There

Several years ago, most insurers designed online “website portals” as a solution to communicating with insureds by email/onliine while exercising some sort of privacy tags acceptable to HIPAA. While the idea seemed efficient at the time, website portals are now obsolete and because of COVID claims handlers have been permitted to...

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Are Readers Listening, Or Am I Just A Broken Record?

Several days ago I posted an article about doc-to-doc calls, which is a very important topic for all claimants to consider. I was informed of yet another Unum doc-to-doc call that may not work out well for a claimant because the physician refused to abide by the claimant’s refusal to give authorization to communicate health information by...

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