ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
The Re-Birth Of Any Occupation Investigations
Any occupation investigations are haphazardly done by ill-advised claims handlers, vocational reps, Genex, and other third-parties. As the insurer’s last hope of denying claims to avoid costly liabilities, the “any occ” process, is so out-of-touch with reality that “garbage-in, garbage-out” is usually the norm. Most...
Managing STD vs. LTD – Very Different
Let’s start the new year off right with another “educational” article concerning the differences between managing STD vs. LTD. Short-Term Disability In the past, most insurers considered STD a mere “shoo-in” and really didn’t investigate all that much. However, in recent years, the table turned from...
Top Ten Worst Disability Insurance Companies In 2020
Clearly, Americans saw 2020 as a very difficult year with changes that no one could have expected. However, disability insurance, and the processing of claims continued, and on a much larger scale, stretching resources and financial committments to the hilt. The companies listed below represent my opinion as to how they managed claims...
Relationships With Mental Health Providers
<p class="just")In 2020, my own statistics indicate that more mental health practitioners such as psychologists, psychiatrists and therapists were reluctant to support disabilities due to depression, anxiety and other lesser DSM-5 identified illnesses. But wait, there's more. I found that many mental health providers have...
Group LTD 101
I’ve just updated a 98 page mini book I wrote entitled Group LTD 101. If anyone is interested, I’m happy to email the writing to you as a reference. The book had been published on my website for many, many years, but i don’t believe it was actually read that often. Those with ERISA Group Plans need to read this book. It’s...
Friday Q & A
What is Unum Aspire? I’ve already written an article entitled “ASPIRE to be Great and Go To Disneyland”. You may want to check out more detail using the Home Page Search for the article. Unum’s Aspire program sends specially chosen claims handlers to Disneyland where they will attend additional “propaganda training...
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