ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Lincoln And MetLife – The Walking Dead On Customer Service
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Are Settlement For You?
This past first quarter profitability seemed to be a settlement powerhouse for Unum. If you are interested in learning more about settlements, I’m happy to send you the “white paper” I wrote on the subject for any donation amount made from my...
“Indexing” More Important Now Then Ever
Some time ago I wrote a very detailed blog article entitled, “How to Index Pre-Disability Earnings to Determine Loss or Gainful Occupations.” During the Tru_p Presidency, indexing wasn’t a big deal and calculations didn’t benefit insureds by...
Entitlement Mentality Will Get You Nowhere
‘You think you’re sooo smart!’ Prevalent among wealthier IDI insureds is often the idea that they are “entitled” to receive disability contract benefits because, as they tell me, “I’ve been paying on this policy for more than...
IDI Underwriting And How It Affects You Today!
Those who are not covered by ERISA group disability, are generally high-level physicians, lawyers, executives and various other medical personnel. They either own their own practice, or work for a medical/legal facility. These professionals purchase Individual...
Understanding Employer Group Underwriting
Unfortunately, most employees receiving ERISA benefits know very little about the insurance product that makes it possible for them to receive benefits. Most, often tell me, “The only thing I care about is that I am covered for LTD disability by my employer and...
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