ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Incontestability And IDI Claims
Incontestability provisions in IDI policies actually provide insureds with a time value “statute of limitations” preventing insurers from cancelling policies due to misrepresentations at the time of underwriting. Additionally, incontestability...
IDI Insureds – You Can’t Just Stop Working………
One of the most common mistakes among IDI insureds is that they take themselves out of work on their own volition without having a documented treating physician’s buy-in. If this were possible most insureds with IDI policies could stop working whenever they...
Daily Buzz – 4th Qtr. “What’s Going On?”
The Standard just denied a ME/CFS claim using the age old argument of “subjective and self-report.” The recommendation to deny was made by a sole internal medical reviewer who stated, “there was no testing or objective evidence to prove the...
Unum’s Christmas Grinch
The beginning of December is hell month for Unum’s claims handlers as managers push the stress overload buttons to deny more claims. Anyone who has ever worked as a Unum claims handler will tell you it’s best to quit on October 1st and come back after the...
No Resignations – Ever….Ever….Ever….Ever
The most popular posts on Lindanee’s Blog are the articles I wrote dealing with “Resignations”. I know I must have published at least 5 articles about the subject and yet people seem to continue to ask questions about “resigning to go out on...
The Internet – “Relying On Worst Case Scenarios?”
Does anyone remember when information was presumed to be accurate when it “was written in a newspaper?” I know my father used to say, “Of course it’s true, it’s right here in the paper.” Clearly, that’s not true today, and...
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