ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Fibromyalgia And Unum – A Sunday Editorial by Linda Nee
Unum’s Fibromyalgia Position Statements and Guidelines (7/29/2002) Just before leaving Unum in 2002 one of its physician consultants handed me a copy of Unum’s “position statement” regarding Unum’s handling, review, and philosophy in administering fibromyalgia claims....
Unum – Talk About Scary, Spooky And Shady…
I think it is exactly the appropriate time of year to talk about Unum’s “scary, spooky and shady” claims practices that are heralding 4th quarter profitability and causing insureds a great deal of grief. Unum’s investigations appear to be over...
DCS Report Newsletter – November – Understanding ERISA Plan and IDI Provisions
The DCS, Inc. Report for the month of November will focus on various ERISA and IDI contract provisions that are most commonly misinterpreted or misunderstood by claimants and insureds. Insureds who have not yet subscribed may do so through Pay Pal using my email...
Unum -News Updates
Just entering into 4th Qtr. profitability results Unum is denying large numbers of claims attempting to prepare for an economic recession in the spring. As a result of Unum’s targeting of claims for profitability, I’m already aware of several claim denials...
Holidays With No Money – Late Checks
We are quickly approaching the holiday season and that could mean delayed checks and late benefits from insurers. While Unum by far has the most difficulty in getting checks out on time, hardships over the holidays from not receiving benefits on time can happen to...
Adjusting To The New Insurance Normal
The claims process for private disability changed. It happened so silently, and covertly, that claimants and insureds failed to notice subtle changes in communications and how insurers have tightened the reigns to make denying claims easier, more efficient, more...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
