ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
October’s DCS Report News Letter
The focus of October’s newsletter will be about the popular subject of “Surveillance.” If you have not already subscribed, please process your annual subscription fee of $25 through Pay Pal and I will add you to the distribution list. I will also...
Liberty to Lincoln – Change Isn’t Always A Good Thing
While disability insurance companies are grouping together in a last ditch to remain solvent, mergers and take-overs may seem at first to be a good idea, but claimants are the ultimate victims. I never considered “Lincoln” to be a fair evaluator of claims...
FRIDAY Q & A
Can I receive Workers’ Compensation and STD? No. Most, if not all, STD Plans do not pay STD in addition to injuries covered by Workers’ Compensation. It’s an either or scenario. In fact, private disability insurers love to hand-off injuries to WC even when “sickness”...
UNUM HUB INVESTIGATOR’S COMMENT
Yesterday I noticed a negative comment posted on Lindanee’s Blog by a Unum Hub Investigator who was having a problem with me throwing all field investigators into one negative basket. The comment has been deleted. While I encourage people to post comments expressing...
WIB – WORK INCENTIVE BENEFIT PROGRAM
Nearly all Employer Group claims contain provisions that provide incentive for claimants to return to work part-time in some fashion. The monetary advantage is usually gained during the first 12 months. The WIB provisions basically say that if a claimant returns to...
WIB – Work Incentive Benefit Program
Nearly all Employer Group claims contain provisions that provide incentive for claimants to return to work part-time in some fashion. The monetary advantage is usually gained during the first 12 months. The WIB provisions basically say that if a claimant returns to...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.