Rant, Rant, Rant – Argue, Argue, Argue

  • Author: Linda Nee
  • Date: June 2, 2017
  • Comments: no comment
As a disability claims consultant I can certainly understand how it could happen that insureds become so angry and frustrated with the claims process that they can’t see anything else except to “make them pay” and “admit everything they’ve done to me.” Although “seeing red” when it comes to managing a disability claim is a common reaction to abuse, anger, rant and non-cooperation doesn’t move claims forward at all. The fact is, the disability claims process IS frustrating, harassing, and comes at a time when insureds aren’t feeling well and find it difficult to put up with claims handlers who just won’t pay […]   Read More

Guardian’s Private Trespass

  • Author: Linda Nee
  • Date: June 1, 2017
  • Comments: no comment
Several years ago I wrote an article called, “Private Trespass” describing insurance company tactics that invade the privacy of insureds. The company that comes to mind is Guardian, a company known to have no regard for the personal privacy of those it insures. A “private trespass” is when an insurance investigator or field representative shows up at a person’s home unannounced and demands an interview. They all seem to use the same overused line, “I was in the area and thought I’d stop by to see if we could talk about your claim.” Insurance companies must not realize we can […]   Read More

Insufficient Information Does Not A Successful Claim Make

  • Author: Linda Nee
  • Date: May 31, 2017
  • Comments: no comment
Last week I received several phone calls from insureds who said they are using Lindanee’s Blog to manage their claims. Lindanee’s Blog was originally created in order to provide accurate information concerning private disability since much of what is found on the Internet is basically misinformation. While I’ve tried to provide readers with basic “good claims practices”, Lindanee’s Blog is not intended to be a workbook for everyone on how to manage disability claims. Each claim is a unique situation, and the truth is, my Blog represents approximately 10% of the information required in order to manage any disability claim. […]   Read More

DCS, Inc. Brochures And Business Cards Available

  • Author: Linda Nee
  • Date: May 25, 2017
  • Comments: no comment
Recently, I discovered boxes of DCS, Inc.’s brochures and business cards that had not been distributed to interested insureds and claimants. If you wish to receive a DCS, Inc. brochure, please send a private email to: DCS@metrocast.net with your address and I will be happy to send you information in the mail free of charge. If you would like more information about how to become a DCS, Inc. client, please feel free to give me a call at (207) 793-4593 and/or request the brochures I have available. Thank you! I’m looking forward to hearing from you. Filed under: Daily Buzz, Uncategorized […]   Read More

Stop Spying On Me! No Way….

  • Author: Linda Nee
  • Date: May 25, 2017
  • Comments: no comment
One of the most unfortunate consequences of having a private disability claim is the potential of insurance surveillance. Not only are insureds and claimants treated in the claims process as though they are deliberate malingerers for secondary gain, but privacy has also become an issue due largely to increased technology that makes surveillance profitable. According to my own statistics related to claims, it is reasonable to say that nearly 50%+ of insureds and claimants will be surveilled this summer. Insurers are well aware of increased physical activity during the summer months and fully take advantage of naive insureds who mistakenly say, […]   Read More
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