Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Claims Solutions

Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Insurance Claims

Linda Nee guides you through the complex maze of of insurance paperwork and deadlines that is sometimes difficult for disabled persons to meet.

Get a Strategic Advantage

DCS provides clients with accurate information and options concerning the disability claims process so that insureds can make informed decisions regarding their disability claims.

Expert Advice

Linda’s actual claims experience managing disability claims provides invaluable and unique insight into the disability claims process.

Proven Solutions

Using information provided by DCS, Inc. clients become “knowledgeable insureds” and are more able to manage their disability claims well.

Expert Disability Claims Services

Welcome to Disability Claims Solutions, Inc. – a place where you will find informative and experienced disability claims advice and assistance.
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From selling life insurance during the 1849 goldrush to today, Unum’s history is indeed an interesting one. Read approximately half of Linda’s finished book to be published in paper format in December 2023. And, thanks in advance for your donation.

ROADMAPS TO CLAIM SUCCESS

Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.

As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.

DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.

If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.

KEY SERVICES – Disability Claims 

  • Initial Applications for Both ERISA and ISI Claims

  • Recommendations for Medical Reporting

  • Independent Medical Evaluations Counseling

  • Contract/Policy Review Audits

  • Objective vs. Subjective and Self-Reported Claims

  • Any Occupation Investigations

  • Residual Benefits and Return to Work Recommendations

  • Surveillance Counseling

  • Targeted Impairments – FMS, CFS, Lyme disease, HIV

  • Long-Term Care Claims

  • Management of Update Forms

  • Field Visit Preparation

  • Counseling for Work Hardening Programs

Linda Nee’s Blog

Where there are solutions, there are no problems.

Self-Insured Employers Aren’t On Your Side

So many times I hear claimants telling me “how good their employers are” and how helpful they are when applying for disability. I quickly remind them that the two parties to an Employer benefit Plan are the Employer and the insurance company. Many times, it turns out that employers have third-party administrators (insurance companies)...

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Any Occupation Investigations And How They Affect Your Claim

  As you are probably aware, LTD policies contain a change in definition of disability that requires claimants to be disabled from working in ANY occupation for which they have training, education and experience. While this definition may seem similar as the definition of disability used by the Social Security Administration, it is slightly...

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Medical Proof Of Claim And When It Doesn’t Help

  Medical “proof of claim” is perhaps the most important information required for disability benefits. In fact, for twenty years I’ve always told people, “no medical, no claim.” However, in today’s terms (after COVID), the tendency for physicians is “the shortest distance between two points” to...

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What DCS Can Do For You In 2026!

Having an expert to assist you with your claim in 2026 can make the difference between a denied claim or a paid one. While disability insurance companies target claims for denial, what are YOU doing to ensure your claim is well supported and paid? Although there can never be any guarantee of outcome (insurance companies are flakey enough), having...

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Managing PTSD As A Disability Claim

Before the 1980’s PTSD was psychiatrically managed with different names such as depression, fear, sleeplessness, etc. However, after the Vietnam War it became obvious that Post Traumatic Stress Syndrome was a separate diagnosis and the group of symptoms were identified as one disease. Once PTSD was recognized as one disorder, the door was...

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What Does Your Plan Or Policy Say? First Point of Reference

Many claimants and insureds are now report receiving letters or notifications by mail that are dated two weeks earlier. In addition, claims handlers are requesting updated information of all sorts using what I call “short deadlines.” Physicians are receiving letters and forms requests with return dates of 5-10 days. Claimants are...

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