ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Good Lawyer/Bad Lawyer
Unfortunately, those with disability claims often believe that the most qualified person to assist with a disability claim is a lawyer. From where I’m sitting, thinking a lawyer will get you over the hurdle of disability claims management, is a little like seeking out an academic PhD to fix the plumbing in your toilet. Look, in the last 25...
Say That Again?
While most insureds still expect to receive accurate information from their insurers, the reality is that there is no one person you can depend on who is trained to provide detailed policy, Plan, or process information to those who are receiving benefits. The claims process for nearly all insurers has been decentralized and now operates as...
Sexual Surveillance ….And Any Other Kind
To be honest, whenever I’ve written articles about insurance surveillance, the feeling of” in one ear and out the other” eventually stopped me from writing about it. The general feeling seemed to be: “I’m not worried about surveillance because I don’t do anything wrong.” This is exactly the wrong attitude...
More And More Denials AND I’m NOT RETIRED
More requests for denied claims have been made by insureds who are desperately looking for information on how to handle a disability claim denial. As I’ve indicated so many times on this Blog, I can do nothing to help you AFTER a claim denial has been made. Although I don’t get the logic of waiting to contact me until your claim is...
The Worst Disability Insurer
While Unum Group has been the leader of egregious disability claims practices for decades, a competitor of unfair denials surfaces as Lincoln Financial. This insurance company, according to recent information provided to me, as well as recent experience, now ranks first for unfair claim terminations. It’s not just that Lincoln often...
The Twelve Worst Insurance Companies in the US
Here you go: Allstate Unum Lincoln (My add) AIG State Farm Anthem Farmers United Health Global Life Liberty Mutual USAA Progressive
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