In the past, I haven’t used Lindanee’s Blog to market my Consulting Services although several insureds lately suggested that I should talk more about the successes of DCS and the numbers of clients still receiving benefits after receiving my help.
My writing debut began in 2001 at the height of Unum investigations by both federal and state authorities. A man by the name of Jim Mooney began an online newsletter disclosing Unum’s unfair claims practices. Jim asked me to write a column for his newsletter that I entitled “Inside UnumProvident.”
In 2000, the amount of disinformation about disability claims was astounding and I recognized the need to “correct” information about the claims process. The newsletter was a success, and Jim Mooney, unable to raise continued funds to keep publishing his newsletter, stopped after many years of communicating information to attorneys hell bent on profiting from Unum’s demise.
For fifteen years, Lindanee’s Blog has also been very successful with communicating information at least equal to that of insurers who approve and deny claims. As an experienced claims specialist, I opened Disability Claims Solutions, Inc. as a Maine Corporation and began to offer consultative services to insureds and claimants.
My time spent as an “Expert Witness”, working directly with litigating attorneys added to a well diversified background with disability insurance claims. My Federal Rule 26 testifying document includes 85 cases that were all won or settled. Although I no longer work as an expert witness, and haven’t since 2008 or so, the experience, which is now passed down to my Clients, was invaluable.
Today, DCS continues to accept Clients who are looking for assistance with managing their disability claims, and provides many different needed services. However, where in the past most insureds and claimants looked for help with bad faith and egregious claims practices, today most insureds seem to be more in need of administrative services, since bad faith isn’t as popular as it used to be.
Retaining a consultant with actual hands-on claim experience is extremely helpful and can make the difference between paid or denied claims. The services I offer fall in to several major categories: consultative, policy and Plan audit, administrative, and financial, including tax planning on a limited base level. Since I used to teach “taxation” at the college level, I can still address most questions relating to taxation and disability claims.
Over the years, DCS managed up to 150 disability claims involving all major US disability insurers with a top financial reserve value of over 20 million dollars. Recognizing that not all insureds can work successfully with a Consultant, disability claims financial reserves is a responsibility I take seriously, as do my Clients.
DCS has a 98% success rate it has maintained for over 15 years. Currently, DCS has 81 Clients who continue to receive benefits. The true picture of my success rests in the numbers of Clients who, since coming on board as a Client, have received benefits to maximum duration of claim. It’s sad to say good-bye after 10-15 years of successful benefits, but it is the test of true success in managing disability claims.
As a Corporation my services are offered for a fee. DCS accepts credit cards through PayPal, and other means of payment are also available.
Recently, DCS received word of several “good news” approvals for clients, resolving issues favorably for insureds. And while, I understand that we are all living in difficult times, I am happy to speak with any insureds who may be looking for, or needing assistance with their claims. Insureds may send an email to: firstname.lastname@example.org, or give me a call at 207-793-4593. I’m looking forward to hearing from you.