Given the current state of the economy, more and more claimants and insureds are attempting their own appeals and are getting taken to the...

This subject is going to be a little touchy and I can already see some of my readers getting a bit miffed. It’s still and important topic...

Insurance companies are absolutely, crazy paranoid about not having enough information about YOU and your claim. They have always been an...

Unum has always had problems getting checks out on time around the holidays, and sometimes for no reason. Recently, checks haven’t been...

There are certain medically credentialed physicians that generally refuse to sign disability paperwork certifying patients are unable to work....

Having a baby while receiving disability benefits is NOT a good idea for LTD. While most STD claims provide for maternity leave, it is expected...