We are roughly two weeks away from Memorial Day, the holiday of picnics at the lake, home barbecues, and road trips. Please remember that insurance companies will be out, looking for those who exceed their medical restrictions and limitations.
This is no joke. Please be mindful of what’s possible, and damned near likely. Remember, thinking “I don’t do anything wrong” is not a strong defense. It’s not what surveillance “sees”, it’s how the insurance company misrepresents it to prove work capacity.
I am already concerned that many insureds are engaging in activities that do not support what they’ve already reported to their insurance companies they cannot do. People today are not afraid of a claim denial, as in the past, but they should be. Denials are happening all the time and yet claimants and insureds are still playing golf, getting on planes and basically pushing the envelope on medical restrictions and limitations. There are some things neither an attorney nor a Consultant can fix, and this is one of them.
