Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

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Full OF It

Just a quick mention to my readers that if any Unum claims handler tells you they have to speak with your treating physicians before rendering an approval, please note Unum is “full of it.” There is nothing in any Unum Plan or policy that requires a conversation with your doctor before approving claims. It’s just not true.

Conversations should be taking place between you and your physician reiterating that you DO NOT give him/her permission to speak with an insurance doc. Most physicians know better these days, but just to be sure make sure you remind your doctors what you want or don’t want.

In any event, be careful of information provided to you for now. Some claims handlers aren’t honest.