Some time ago I wrote a very detailed blog article entitled, “How to Index Pre-Disability Earnings to Determine Loss or Gainful Occupations.” During the Tru_p Presidency, indexing wasn’t a big deal and calculations didn’t benefit insureds by much.
However, today with the rates of inflation the way they are, it might be a good idea to revisit that post and re-acquaint yourself with the concept of indexing. The post is very detailed and I don’t really want to re-invent that wheel, therefore, the article can be brought up by Searching the Home Page for indexing.
If you are working, or going through an any occupation investigation, reading this article is a must.