Unum Deadlines Are Out Of Whack!
I’m beginning to wonder if any of the claims reps at Unum actually read the Plans and policies they manage. Or, is the company hiring too many outside paper chasers without explaining contractual timelines. Either way, requests for medical information are...
Unum’s Going Crazy About SSDI Overpayments
Unum’s focus on SSDI inquiries has finally hit insane levels as claimants continue to contact DCS, Inc. about Lucens, Genex, or Unum’s harassment to obtain old 1099’s or SSA’s records of benefit payments. Unum’s motivation is quite clear....
It’s Too Late For A Consultant When Your Claim Is Denied
August has been a terrible month for ERISA denials. And, I’ve been receiving calls from claimants again asking for appeal help. I feel badly that the appeal’s ship has already sailed. The objective of any claims consultant is to assist insureds and...
Unum’s Game Of “Texas Hold ‘Em” -Stacking The Deck
During the time of the Multi-State Settlement Unum et al was accused of “stacking the deck” against insureds by using deliberate schemes to target and deny legitimately payable claims. Although the company was required to pay a significant fine and reassess 250,000...
Beware Of The New Fake Surveillance/Field Visit Schemes
Due to increasing insurance paranoia and invesigative skills the disability insurance environment has taken giant leaps into the world of deception, lies and more drama than you can imagine. Twice in the same week DCS, Inc. was contacted by insureds with incredible...
