ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
When Insurers Laugh At You
Some years back one of my investigators read the Facebook pages of many of Unum’s claims handlers and managers and discovered the following comment on a managers page: “Insureds are like slinkys, they aren’t worth anything, but you sure do like to see them tumble down the stairs once in awhile.” Wow. That’s some...
A Front Page Worthy Post
This kind of thing has been going on at Unum for the last 25 years that I know of. Had this former Unum employee made these comments publicly in 2000, lawyers and the press would be all over her. Today, the fact that regulators, and attorneys looking for free whistleblowers, blip right over this says all that needs to be said. If you are an...
October’s DCS Report News Letter
The focus of October’s newsletter will be about the popular subject of “Surveillance.” If you have not already subscribed, please process your annual subscription fee of $25 through Pay Pal and I will add you to the distribution list. I will also send you all back issues beginning with the June issue. The September issue focused...
Liberty to Lincoln – Change Isn’t Always A Good Thing
While disability insurance companies are grouping together in a last ditch to remain solvent, mergers and take-overs may seem at first to be a good idea, but claimants are the ultimate victims. I never considered “Lincoln” to be a fair evaluator of claims to begin with. As a consultant with multiple contacts, it always appeared to me...
FRIDAY Q & A
Can I receive Workers’ Compensation and STD? No. Most, if not all, STD Plans do not pay STD in addition to injuries covered by Workers’ Compensation. It’s an either or scenario. In fact, private disability insurers love to hand-off injuries to WC even when “sickness” is not a workplace injury. Check your Plan documents, but STD is non-payable...
UNUM HUB INVESTIGATOR’S COMMENT
Yesterday I noticed a negative comment posted on Lindanee’s Blog by a Unum Hub Investigator who was having a problem with me throwing all field investigators into one negative basket. The comment has been deleted. While I encourage people to post comments expressing their opinions, I do not allow posts to remain on the Blog that disrespect the...
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