Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Claims Solutions

Disability Claims Solutions, Inc. provides insureds across the USA with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways.
Our focus is to resolve problems, not wrestle with conflict. Call Linda Today!

Disability Insurance Claims

Linda Nee guides you through the complex maze of of insurance paperwork and deadlines that is sometimes difficult for disabled persons to meet.

Get a Strategic Advantage

DCS provides clients with accurate information and options concerning the disability claims process so that insureds can make informed decisions regarding their disability claims.

Expert Advice

Linda’s actual claims experience managing disability claims provides invaluable and unique insight into the disability claims process.

Proven Solutions

Using information provided by DCS, Inc. clients become “knowledgeable insureds” and are more able to manage their disability claims well.

Expert Disability Claims Services

Welcome to Disability Claims Solutions, Inc. – a place where you will find informative and experienced disability claims advice and assistance.
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From selling life insurance during the 1849 goldrush to today, Unum’s history is indeed an interesting one. Read approximately half of Linda’s finished book to be published in paper format in December 2023. And, thanks in advance for your donation.

ROADMAPS TO CLAIM SUCCESS

Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.

As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.

DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.

If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.

KEY SERVICES – Disability Claims 

  • Initial Applications for Both ERISA and ISI Claims

  • Recommendations for Medical Reporting

  • Independent Medical Evaluations Counseling

  • Contract/Policy Review Audits

  • Objective vs. Subjective and Self-Reported Claims

  • Any Occupation Investigations

  • Residual Benefits and Return to Work Recommendations

  • Surveillance Counseling

  • Targeted Impairments – FMS, CFS, Lyme disease, HIV

  • Long-Term Care Claims

  • Management of Update Forms

  • Field Visit Preparation

  • Counseling for Work Hardening Programs

Linda Nee’s Blog

Where there are solutions, there are no problems.

Beware Of Attorneys Who Don’t Know Anything!

Those of you who read this Blog on a regular basis know I’m not too kind to attorneys. Part of my bias stems from their abuse of me during my whistleblower days, but mostly because they accept disability cases when they have absolutely no idea what they are doing. I don’t think I’d be wrong in saying that disability and ERISA...

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Unum Deadlines Are Out Of Whack!

I’m beginning to wonder if any of the claims reps at Unum actually read the Plans and policies they manage. Or, is the company hiring too many outside paper chasers without explaining contractual timelines. Either way, requests for medical information are obviously in “hurry up” mode and it’s out of contract. (Check out...

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Unum’s Going Crazy About SSDI Overpayments

Unum’s focus on SSDI inquiries has finally hit insane levels as claimants continue to contact DCS, Inc. about Lucens, Genex, or Unum’s harassment to obtain old 1099’s or SSA’s records of benefit payments. Unum’s motivation is quite clear. In the last two years the company (Lucens, Genex) has been harassing claimants...

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It’s Too Late For A Consultant When Your Claim Is Denied

August has been a terrible month for ERISA denials. And, I’ve been receiving calls from claimants again asking for appeal help. I feel badly that the appeal’s ship has already sailed. The objective of any claims consultant is to assist insureds and claimants better their chances of having a problem-free paid claim. That doesn’t...

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Unum’s Game Of “Texas Hold ‘Em” -Stacking The Deck

During the time of the Multi-State Settlement Unum et al was accused of “stacking the deck” against insureds by using deliberate schemes to target and deny legitimately payable claims. Although the company was required to pay a significant fine and reassess 250,000 claims, the deterrent lasted only until 2008 when the company renamed itself “Unum...

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