ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
The Importance Of Financial Reserves
The single most important thing about disability claims from the insured’s point of view is knowing about financial reserves and how they affect claims management. Although I’ve written many good articles on the subject of “financial reserves”, it’s clearly time to do so again. In fact, if insured’s...
Do You Need Help With Your Appeal?
One of the trends of managing disability claims is that claimants and insureds are trying to manage by themselves without paying for additional help. As a result of that, I’m getting more calls from claimants whose claims have been unfortunately denied. After checking with several attorneys who are now asking outrageous back/forward fees,...
Dealing With Inefficiency
The changes that have been made in the claims review process since COVID have already proved to be disastrous for many insureds attempting to work through the system on their own. Please read the various changes that have made managing your own disability claim more difficult. Lack of cohesion and centralized management over the claims process...
Changes At DCS
I’m hoping that my clients are still reading Lindanee’s Blog. If you are, then I have some news for you that you might want to make note of. I’ve purchased new technology and have started anew with keeping file information. As you may have realized, I haven’t published a Newsletter in several months. Now that I have a...
Year-End Christmas Grinch
Most people don’t realize that, potentially, their claims could have been targeted in October (beginning of 4th Qtr.) for denial by year-end. We are only three weeks from the end of December and I can assure you that insurance companies are working eagerly to find any cause to allege you do not meet the definition of disability in your Plan...
When Surveillance Happens On a Claim
Insurance companies aren’t stupid. They realize the value of a dollar and set specific perameters that must be met before surveillance is conducted. Considering that the average surveillance costs between $1,000-$2,500 per 3-day observation and investigation, it is not likely insurers will be throwing their money out the door for no reason....
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