ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
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Initial Applications for Both ERISA and ISI Claims
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Recommendations for Medical Reporting
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Independent Medical Evaluations Counseling
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Contract/Policy Review Audits
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Objective vs. Subjective and Self-Reported Claims
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Any Occupation Investigations
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Residual Benefits and Return to Work Recommendations
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Surveillance Counseling
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Targeted Impairments – FMS, CFS, Lyme disease, HIV
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Long-Term Care Claims
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Management of Update Forms
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Field Visit Preparation
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Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Late Check? Someone Just Forgot
It’s not unlikely that checks will be late from some insurance companies, and it always makes people nervous especially at this time of year. What usually happens is that claims handlers go out on vacation, or, take PTO and forget to approve benefits on the system before they leave, Or, claims handlers are so busy processing deniable...
When Your Insurer Lies To You
Lately there’s been an onslaught of information crossing my desk indicating that some insurers are not being honest with the public. Of course, we all hope and trust that our disability insurers will be honest, the truth is that dishonesty is more profitable than just plain telling the truth. Lying to your own insured base is not acting in...
External Standards – US Department of Labor
SEDENTARY Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are...
Holiday Q & A
I was hoping to get a settlement from The Standard, but they declined. Do they ever offer settlements? Not very often at all. Disability claim settlements are called “compromised” settlements because both insurer and claimant give up value in order to resolve the claim. Unum has always been different in that the company figured out a...
Bad Santa Claims Management
I don’t know to what extent my readers are actually interested, or care about what goes on at this time of year relative to their claims. It’s always been my experience that insureds and claimants have no idea what the review process entails and how essential it is to determining whether a claim is paid or not. The claims review...
New Claims – Don’t Forget About the Initial Review
Disability claims internal reviews are not done in random; there is a hierarchy to the review that most claimants either don’t know about, or perhaps do not understand. When claims are submitted for payment, insurers will begin with an “initial review” of the claim. The results of the review depend on the expertise and...
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