ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
Disability Companies DO NOT Work In Your Best Interests
It’s really hard NOT to trust your disability insurer when you are unknowledgeable of the product and process. Human nature, basically willing to trust, particularly with business-type transactions often relies on asking questions from a source more concerned...
UNUM -Self-Defeating ERISA Appeals
Over the last several months it’s come to my attention that claimants are representing themselves with ERISA Appeals and are doing themselves a grave disservice. Approximately only 1% or less of individuals who file their own appeals are successful. I’m...
Living With A Disability Claim – Knowing The Process With A Plan B
Every one reacts differently to having a disability claim, and having to depend on insurers for income. Some learn to live in a high state of anxiety, some are tearful most of the time, others can’t sleep, and still others react arrogantly as if nothing is ever...
Are People Not Getting It Or What?
I don’t want to even think about the number of articles I’ve written about surveillance. Although I feel like a broken record on the subject, I’m also hearing from clients and other insureds that basically my tips on surveillance are ignored. By...
Regular Care – Be Really Careful
All disability insurers require those who file claims to remain in “regular” care. The word “regular” means, (and this is my definition), “the frequency of medical consultation with a physician who has credentials to treat the...
Tread Carefully With Unum Settlements
We are now within weeks before the end of the 3rd Qtr. profitability close and Unum is reaching out to insureds offering lump sum settlements sometimes with 6 figures if the benefit is high enough. Apparently, Unum is testing the waters to rid their financial reserves...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.