ROADMAPS TO CLAIM SUCCESS
Leaving work because of a medical disability can have a tremendous physical and emotional impact on anyone. In fact, making the transition from working in a chosen career field to total or partial disability is a major life event that often requires knowledge of disability contracts and investigative claims processes. Disability Claims Solutions, Inc. is here to help.
As a company, Disability Claims Solutions, Inc. provides insureds with resources to make better decisions concerning ERISA Group STD/LTD claims, as well as Individual Disability Income benefits and Long-Term Care. Having the opportunity to work with an expert consultant, such as Linda Nee, provides insureds with valuable procedural options to work through problematic issues in successful ways. Our focus is to resolve problems, not wrestle with conflict.
DCS, Inc. maintains excellent relationships with treating physicians and specialists who support patient disability. Insureds and claimants ultimately benefit from the teamwork of physicians, specialists, and employers, in combination with expert consultation and advice.
If you are interested in coming on board as a DCS client, or finding out more about Linda’s services available to you, please feel free to contact her using the information below.
Visitors are also welcome to view Lindanee’s Blog.
KEY SERVICES – Disability Claims
-
Initial Applications for Both ERISA and ISI Claims
-
Recommendations for Medical Reporting
-
Independent Medical Evaluations Counseling
-
Contract/Policy Review Audits
-
Objective vs. Subjective and Self-Reported Claims
-
Any Occupation Investigations
-
Residual Benefits and Return to Work Recommendations
-
Surveillance Counseling
-
Targeted Impairments – FMS, CFS, Lyme disease, HIV
-
Long-Term Care Claims
-
Management of Update Forms
-
Field Visit Preparation
-
Counseling for Work Hardening Programs
Linda Nee’s Blog
Where there are solutions, there are no problems.
A Word About Malingering
The definition of malingering as defined by most disability insurance companies is: “the deliberate exaggeration of psychological and/or physical complaints for purposes of tangible secondary gain.” (i.e. monetary rewards, etc.) According to the organizations who review medical claims including disability, the use of the health care system and...
Advance Pay And Close – A Likely Scheme
Most disability Claims Manuals state the following: “An Advance Pay and Close is a claims management tool designed to help an insured return to work when there is a reasonable and expected return to work date/plan. By offering an alternative payment method, we are providing an option that may assist some claimants in their return to work...
The Christmas Grinch
I wanted to briefly remind all of my readers and clients that disability insurers are out there conducting surveillance through the new year. More than that, they are likely conducting Internet social media by peeping wherever you have a presence. Please avoid the temptation to exceed medical restrictions and limitations. We all want to make sure...
Insurance Neuropsychological Evaluations – Biased
Neuropsychological tests, or (Neuropsyche for short) are tests often requested by insurers as Independent Medical Evaluations for mental health claims. While they aren’t quite as popular today as in the past due to their cost, claims with wealthy benefits are still at risk. Despite the fact that insurance companies still sell...
Year-End Profitability Denials – A Real Reality
Here we are less than a month before “year-end profitability” results for all US insurers. Although all claimants and insureds depend on their monthly benefits for financial support, I’m sure they don’t realize each year, “how close they came to being denied.” It’s my estimate that at least 50% of...
MetLife – But No One’s Home……
Just when I think I’ve heard of everything I leave it to MetLife to change my perspective. I was told by a MetLife supervisor that management has told all claims handlers not to answer their voice mails or return calls. Apparently, they are too busy. In addition, I made a call to Brown & Joseph, MetLife’s overpayment “debt...
Not sure where to begin? Fill out this short form and Linda will be in touch to discuss the details of your situation.
